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SBA lenders in Los Gatos, CA

SBA 7(a) and 504 loans to businesses in Los Gatos (Santa Clara County), October 2021 to June 30, 2026 · Updated October 15, 2026
53
SBA loans approved
$28.3M
Total approved
$184,500
Median loan
23
Lenders active
26%
To startups

53 SBA loans worth $28.3M went to businesses in Los Gatos, CA between October 2021 and June 2026, from 23 lenders. Newtek Bank made the most, 9 loans. The median loan was $184,500, compared with $300,000 across California, and health care and social assistance was the most financed industry.

Most active SBA lenders in Los Gatos

#LenderLoansApprovedMedian loanTo startups
1Newtek Bank
Bank · Miami, FL
9$6.0M$350,00044%
2U.S. Bank
Bank · Cincinnati, OH
8$3.1M$100,0000%
3BayFirst National Bank
Bank · St. Petersburg, FL
4$565K$150,0000%
4Huntington National Bank
Bank · Columbus, OH
4$560K$85,00050%
5Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$227K$50,0000%
6Bay Area Employment Development
Certified development company · Concord, CA
2$2.9M$1,466,0000%
7Bancorp Bank
Bank · Sioux Falls, SD
2$1.9M$931,500100%
8City National Bank
Bank · Los Angeles, CA
2$626K$313,250100%
9First Bank of the Lake
Bank · Osage Beach, MO
2$598K$299,250100%
10Wells Fargo Bank
Bank · Sioux Falls, SD
2$331K$165,40050%
11Celtic Bank
Bank · Salt Lake City, UT
2$300K$150,0000%
12Northeast Bank
Bank · Portland, ME
2$180K$90,0000%
13First Business Bank
Bank · Madison, WI
1$3.5M$3,472,0000%
14Mortgage Capital Development
Certified development company · Oakland, CA
1$1.8M$1,769,0000%
15Southland Economic Development
Certified development company · Santa Ana, CA
1$1.3M$1,309,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Los Gatos. For 504 loans the lender shown is the certified development company.

What gets financed in Los Gatos

IndustryLoansShareMedian loanMost active lender
Health care and social assistance12
23%
$487,500Wells Fargo Bank
Professional and technical services10
19%
$190,000Newtek Bank
Other services (repair, personal care)7
13%
$100,000U.S. Bank
Restaurants and hotels6
11%
$500,000Newtek Bank
Construction5
9%
$150,000Huntington National Bank
Manufacturing3
6%
$474,000Newtek Bank
Arts, entertainment and recreation2
4%
$32,500U.S. Bank
Education2
4%
$143,500Celtic Bank
Loan size mix
  • Under $150,00040%
  • $150,000 to $500,00028%
  • $500,000 to $2 million26%
  • $2 million and up6%
Compared with California
Median loan, Los Gatos
$184,500
Median loan, California
$300,000
Startup share, Los Gatos
26%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Los Gatos

0102030FY14: 9 loansFY14FY15: 13 loansFY15FY16: 12 loansFY16FY17: 12 loansFY17FY18: 20 loansFY1820FY19: 7 loansFY19FY20: 13 loansFY20FY21: 13 loansFY21FY22: 6 loansFY22FY23: 8 loansFY23FY24: 15 loansFY24FY25: 14 loansFY25FY26 (Oct to Jun): 10 loansFY2610
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.