178 SBA loans worth $142.8M went to businesses in Napa, CA between October 2021 and June 2026, from 49 lenders. Mortgage Capital Development made the most, 21 loans. The median loan was $343,500, compared with $300,000 across California, and health care and social assistance was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Mortgage Capital Development Certified development company · Oakland, CA | 21 | $26.4M | $970,000 | 10% |
| 2 | Bay Area Employment Development Certified development company · Concord, CA | 16 | $19.3M | $771,000 | 6% |
| 3 | Newtek Bank Bank · Miami, FL | 13 | $2.6M | $215,000 | 38% |
| 4 | U.S. Bank Bank · Cincinnati, OH | 12 | $3.8M | $45,000 | 50% |
| 5 | Northeast Bank Bank · Portland, ME | 11 | $1.4M | $150,000 | 27% |
| 6 | Columbia Bank Bank · Roseburg, OR | 10 | $4.0M | $50,000 | 20% |
| 7 | Live Oak Banking Bank · Wilmington, NC | 7 | $11.7M | $2,000,000 | 0% |
| 8 | Redwood CU Credit union · Santa Rosa, CA | 7 | $4.6M | $350,000 | 29% |
| 9 | BayFirst National Bank Bank · St. Petersburg, FL | 6 | $824K | $150,000 | 0% |
| 10 | Capital Access Group Certified development company · San Francisco, CA | 5 | $4.2M | $716,000 | 20% |
| 11 | JPMorgan Chase Bank Bank · Columbus, OH | 5 | $2.4M | $296,800 | 20% |
| 12 | CDC Small Business Finance Non-bank lender · San Diego, CA | 5 | $478K | $88,500 | 100% |
| 13 | Wells Fargo Bank Bank · Sioux Falls, SD | 4 | $4.0M | $237,400 | 100% |
| 14 | Huntington National Bank Bank · Columbus, OH | 4 | $675K | $150,000 | 0% |
| 15 | Celtic Bank Bank · Salt Lake City, UT | 3 | $6.0M | $902,300 | 33% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Health care and social assistance | 35 | $596,000 | Mortgage Capital Development | |
| Restaurants and hotels | 27 | $372,800 | U.S. Bank | |
| Retail | 21 | $636,700 | Mortgage Capital Development | |
| Construction | 19 | $150,000 | Northeast Bank | |
| Manufacturing | 14 | $372,000 | Mortgage Capital Development | |
| Professional and technical services | 11 | $250,000 | Bay Area Employment Development | |
| Wholesale trade | 9 | $330,000 | U.S. Bank | |
| Other services (repair, personal care) | 9 | $154,200 | U.S. Bank |