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SBA lenders in South Lake Tahoe, CA

SBA 7(a) and 504 loans to businesses in South Lake Tahoe (El Dorado County), October 2021 to June 30, 2026 · Updated October 15, 2026
57
SBA loans approved
$53.4M
Total approved
$406,300
Median loan
29
Lenders active
21%
To startups

57 SBA loans worth $53.4M went to businesses in South Lake Tahoe, CA between October 2021 and June 2026, from 29 lenders. U.S. Bank made the most, 7 loans. The median loan was $406,300, compared with $300,000 across California, and restaurants and hotels was the most financed industry.

Most active SBA lenders in South Lake Tahoe

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
7$1.7M$68,50043%
2Mortgage Capital Development
Certified development company · Oakland, CA
6$14.6M$1,296,00017%
3Plumas Bank
Bank · Quincy, CA
4$2.6M$637,50025%
4Greater Sacramento Certified Development
Certified development company · North Highlands, CA
3$1.4M$435,00033%
5Bank of America
Bank · Charlotte, NC
3$988K$250,0000%
6BayFirst National Bank
Bank · St. Petersburg, FL
3$650K$150,0000%
7CalPrivate Bank
Bank · La Jolla, CA
2$4.7M$2,347,5000%
8California Statewide Certified Development
Certified development company · Davis, CA
2$2.7M$1,347,5000%
9Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
2$2.1M$1,041,7500%
10Byline Bank
Bank · Chicago, IL
2$700K$350,0000%
11Wells Fargo Bank
Bank · Sioux Falls, SD
2$464K$232,250100%
12Newtek Bank
Bank · Miami, FL
2$350K$175,00050%
13Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$250K$125,0000%
14Northeast Bank
Bank · Portland, ME
2$180K$90,0000%
15Live Oak Banking
Bank · Wilmington, NC
1$5.0M$5,000,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in South Lake Tahoe. For 504 loans the lender shown is the certified development company.

What gets financed in South Lake Tahoe

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels21
37%
$896,000Mortgage Capital Development
Retail5
9%
$287,000Byline Bank
Construction4
7%
$46,750U.S. Bank
Health care and social assistance4
7%
$352,250Wells Fargo Bank
Other services (repair, personal care)4
7%
$283,000Exchange Bank
Real estate and rental3
5%
$544,000Harvest Small Business Finance
Administrative and support services3
5%
$194,000U.S. Bank
Arts, entertainment and recreation3
5%
$154,000Plumas Bank
Loan size mix
  • Under $150,00023%
  • $150,000 to $500,00033%
  • $500,000 to $2 million32%
  • $2 million and up12%
Compared with California
Median loan, South Lake Tahoe
$406,300
Median loan, California
$300,000
Startup share, South Lake Tahoe
21%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in South Lake Tahoe

071320FY14: 6 loansFY14FY15: 13 loansFY15FY16: 9 loansFY16FY17: 11 loansFY17FY18: 8 loansFY18FY19: 14 loansFY19FY20: 11 loansFY20FY21: 13 loansFY21FY22: 13 loansFY22FY23: 14 loansFY23FY24: 12 loansFY24FY25: 16 loansFY2516FY26 (Oct to Jun): 2 loansFY262
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.