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SBA lenders in Placerville, CA

SBA 7(a) and 504 loans to businesses in Placerville (El Dorado County), October 2021 to June 30, 2026 · Updated October 15, 2026
51
SBA loans approved
$19.2M
Total approved
$202,000
Median loan
25
Lenders active
29%
To startups

51 SBA loans worth $19.2M went to businesses in Placerville, CA between October 2021 and June 2026, from 25 lenders. Columbia Bank made the most, 8 loans. The median loan was $202,000, compared with $300,000 across California, and retail was the most financed industry.

Most active SBA lenders in Placerville

#LenderLoansApprovedMedian loanTo startups
1Columbia Bank
Bank · Roseburg, OR
8$1.7M$45,00012%
2Northeast Bank
Bank · Portland, ME
6$1.2M$230,9000%
3U.S. Bank
Bank · Cincinnati, OH
4$170K$40,0000%
4Celtic Bank
Bank · Salt Lake City, UT
3$5.6M$2,100,00067%
5Huntington National Bank
Bank · Columbus, OH
3$550K$150,00067%
6Zions Bank, A Division of
Bank · Salt Lake City, UT
2$1.4M$689,75050%
7Live Oak Banking
Bank · Wilmington, NC
2$1.4M$675,0000%
8Five Star Bank
Bank · Roseville, CA
2$1.0M$512,50050%
9First-Citizens Bank & Trust
Bank · Raleigh, NC
2$815K$407,5000%
10Wells Fargo Bank
Bank · Sioux Falls, SD
2$516K$258,250100%
11United Midwest Savings Bank
Bank · Degraff, OH
2$225K$112,500100%
12Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$158K$79,2500%
13Mortgage Capital Development
Certified development company · Oakland, CA
1$875K$875,0000%
14FDIC - Community Bank & Trust-West Georgia
Non-bank lender · Lagrange, GA
1$730K$730,0000%
15Greater Sacramento Certified Development
Certified development company · North Highlands, CA
1$550K$550,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Placerville. For 504 loans the lender shown is the certified development company.

What gets financed in Placerville

IndustryLoansShareMedian loanMost active lender
Retail10
20%
$498,000Celtic Bank
Health care and social assistance8
16%
$150,000Wells Fargo Bank
Restaurants and hotels8
16%
$399,800BayFirst National Bank
Other services (repair, personal care)8
16%
$100,000U.S. Bank
Construction6
12%
$175,000Columbia Bank
Professional and technical services5
10%
$108,500Live Oak Banking
Transportation and warehousing2
4%
$744,550Columbia Bank
Arts, entertainment and recreation2
4%
$200,000Huntington National Bank
Loan size mix
  • Under $150,00037%
  • $150,000 to $500,00037%
  • $500,000 to $2 million22%
  • $2 million and up4%
Compared with California
Median loan, Placerville
$202,000
Median loan, California
$300,000
Startup share, Placerville
29%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Placerville

071320FY14: 9 loansFY14FY15: 9 loansFY15FY16: 6 loansFY16FY17: 9 loansFY17FY18: 9 loansFY18FY19: 9 loansFY19FY20: 10 loansFY20FY21: 5 loansFY21FY22: 9 loansFY22FY23: 5 loansFY23FY24: 12 loansFY24FY25: 14 loansFY2514FY26 (Oct to Jun): 11 loansFY2611
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.