42 SBA loans worth $29.0M went to businesses in Fair Oaks, CA between October 2021 and June 2026, from 27 lenders. Newtek Bank made the most, 5 loans. The median loan was $263,750, compared with $300,000 across California, and health care and social assistance was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Newtek Bank Bank · Miami, FL | 5 | $4.5M | $250,000 | 0% |
| 2 | Mortgage Capital Development Certified development company · Oakland, CA | 3 | $3.1M | $886,000 | 0% |
| 3 | FFB Bank Bank · Fresno, CA | 3 | $2.2M | $358,000 | 0% |
| 4 | U.S. Bank Bank · Cincinnati, OH | 3 | $1.8M | $40,000 | 0% |
| 5 | Banner Bank Bank · Walla Walla, WA | 3 | $650K | $100,000 | 0% |
| 6 | BayFirst National Bank Bank · St. Petersburg, FL | 2 | $500K | $250,000 | 0% |
| 7 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 2 | $348K | $173,750 | 50% |
| 8 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 2 | $202K | $100,850 | 0% |
| 9 | Celtic Bank Bank · Salt Lake City, UT | 1 | $4.4M | $4,430,000 | 0% |
| 10 | Community West Bank Bank · Fresno, CA | 1 | $4.1M | $4,115,600 | 0% |
| 11 | United Midwest Savings Bank Bank · Degraff, OH | 1 | $1.9M | $1,899,000 | 0% |
| 12 | Bank of America Bank · Charlotte, NC | 1 | $765K | $765,000 | 100% |
| 13 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 1 | $750K | $750,000 | 0% |
| 14 | BMO Bank Bank · Chicago, IL | 1 | $512K | $512,000 | 100% |
| 15 | Newtek Small Business Finance Non-bank lender · Lake Success, NY | 1 | $500K | $500,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Health care and social assistance | 10 | $238,000 | FFB Bank | |
| Retail | 6 | $562,500 | Huntington National Bank | |
| Construction | 5 | $490,000 | Banner Bank | |
| Restaurants and hotels | 4 | $265,000 | Newtek Small Business Finance | |
| Administrative and support services | 4 | $253,000 | Newtek Bank | |
| Professional and technical services | 4 | $591,000 | First Merchants Bank | |
| Other services (repair, personal care) | 3 | $500,000 | Live Oak Banking | |
| Finance and insurance | 2 | $115,950 | Enterprise Bank & Trust |