863 SBA loans worth $548.5M went to businesses in Sacramento, CA between October 2021 and June 2026, from 103 lenders. U.S. Bank made the most, 103 loans. The median loan was $308,000, compared with $300,000 across California, and retail was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 103 | $25.9M | $50,000 | 36% |
| 2 | Northeast Bank Bank · Portland, ME | 67 | $11.6M | $114,800 | 10% |
| 3 | Wells Fargo Bank Bank · Sioux Falls, SD | 55 | $18.4M | $15,000 | 87% |
| 4 | Mortgage Capital Development Certified development company · Oakland, CA | 46 | $51.7M | $926,000 | 9% |
| 5 | Newtek Bank Bank · Miami, FL | 34 | $8.4M | $130,000 | 18% |
| 6 | California Statewide Certified Development Certified development company · Davis, CA | 32 | $31.8M | $711,500 | 0% |
| 7 | Celtic Bank Bank · Salt Lake City, UT | 30 | $23.5M | $300,000 | 33% |
| 8 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 30 | $21.1M | $198,000 | 17% |
| 9 | BayFirst National Bank Bank · St. Petersburg, FL | 28 | $5.3M | $150,000 | 11% |
| 10 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 26 | $29.0M | $940,000 | 12% |
| 11 | Banner Bank Bank · Walla Walla, WA | 24 | $6.7M | $99,750 | 21% |
| 12 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 23 | $4.2M | $150,000 | 0% |
| 13 | Huntington National Bank Bank · Columbus, OH | 22 | $6.3M | $273,000 | 55% |
| 14 | JPMorgan Chase Bank Bank · Columbus, OH | 16 | $3.0M | $147,500 | 6% |
| 15 | Enterprise Bank & Trust Bank · Clayton, MO | 15 | $14.9M | $661,700 | 33% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Retail | 144 | $354,000 | U.S. Bank | |
| Professional and technical services | 116 | $232,000 | U.S. Bank | |
| Restaurants and hotels | 106 | $479,600 | U.S. Bank | |
| Other services (repair, personal care) | 95 | $250,000 | U.S. Bank | |
| Construction | 68 | $162,500 | U.S. Bank | |
| Health care and social assistance | 68 | $436,500 | Celtic Bank | |
| Transportation and warehousing | 65 | $162,000 | U.S. Bank | |
| Manufacturing | 47 | $297,500 | Mortgage Capital Development |