294 SBA loans worth $164.7M went to businesses in Oakland, CA between October 2021 and June 2026, from 62 lenders. U.S. Bank made the most, 38 loans. The median loan was $250,000, compared with $300,000 across California, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 38 | $8.7M | $50,000 | 24% |
| 2 | Mortgage Capital Development Certified development company · Oakland, CA | 27 | $24.9M | $750,000 | 4% |
| 3 | Wells Fargo Bank Bank · Sioux Falls, SD | 21 | $5.4M | $15,000 | 95% |
| 4 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 14 | $1.5M | $50,000 | 7% |
| 5 | JPMorgan Chase Bank Bank · Columbus, OH | 13 | $4.1M | $250,000 | 23% |
| 6 | BayFirst National Bank Bank · St. Petersburg, FL | 12 | $1.7M | $150,000 | 0% |
| 7 | Bank of Hope Bank · Los Angeles, CA | 11 | $4.2M | $250,000 | 18% |
| 8 | Huntington National Bank Bank · Columbus, OH | 9 | $2.1M | $261,900 | 44% |
| 9 | Bay Area Employment Development Certified development company · Concord, CA | 8 | $8.5M | $1,098,500 | 0% |
| 10 | Main Street Launch Non-bank lender · Oakland, CA | 8 | $1.8M | $210,000 | 50% |
| 11 | Northeast Bank Bank · Portland, ME | 8 | $1.1M | $62,500 | 12% |
| 12 | Fremont Bank Bank · Fremont, CA | 7 | $11.9M | $1,400,000 | 43% |
| 13 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 7 | $7.3M | $999,900 | 29% |
| 14 | Newtek Bank Bank · Miami, FL | 7 | $5.6M | $150,000 | 0% |
| 15 | Celtic Bank Bank · Salt Lake City, UT | 6 | $2.2M | $150,000 | 50% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 50 | $350,000 | Bank of Hope | |
| Retail | 41 | $200,000 | U.S. Bank | |
| Professional and technical services | 36 | $250,000 | Newtek Bank | |
| Construction | 32 | $299,100 | JPMorgan Chase Bank | |
| Other services (repair, personal care) | 30 | $175,000 | U.S. Bank | |
| Health care and social assistance | 29 | $225,000 | BayFirst National Bank | |
| Arts, entertainment and recreation | 13 | $50,000 | Huntington National Bank | |
| Manufacturing | 13 | $467,000 | Fremont Bank |