58 SBA loans worth $44.5M went to businesses in Lincoln, CA between October 2021 and June 2026, from 27 lenders. U.S. Bank made the most, 9 loans. The median loan was $225,000, compared with $300,000 across California, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 9 | $568K | $26,000 | 44% |
| 2 | Wells Fargo Bank Bank · Sioux Falls, SD | 5 | $80K | $15,000 | 100% |
| 3 | Huntington National Bank Bank · Columbus, OH | 4 | $765K | $167,500 | 100% |
| 4 | Columbia Bank Bank · Roseburg, OR | 4 | $152K | $38,750 | 25% |
| 5 | Newtek Bank Bank · Miami, FL | 3 | $2.6M | $500,000 | 0% |
| 6 | JPMorgan Chase Bank Bank · Columbus, OH | 3 | $1.0M | $225,000 | 0% |
| 7 | Northeast Bank Bank · Portland, ME | 3 | $373K | $73,400 | 0% |
| 8 | Mortgage Capital Development Certified development company · Oakland, CA | 2 | $7.3M | $3,641,000 | 50% |
| 9 | First Bank of the Lake Bank · Osage Beach, MO | 2 | $5.6M | $2,782,500 | 100% |
| 10 | Exchange Bank Bank · Santa Rosa, CA | 2 | $4.5M | $2,234,000 | 0% |
| 11 | Greater Sacramento Certified Development Certified development company · North Highlands, CA | 2 | $2.4M | $1,190,500 | 0% |
| 12 | Enterprise Bank & Trust Bank · Clayton, MO | 2 | $1.7M | $856,550 | 0% |
| 13 | Capital Access Group Certified development company · San Francisco, CA | 2 | $631K | $315,500 | 0% |
| 14 | CDC Small Business Finance Non-bank lender · San Diego, CA | 2 | $350K | $175,000 | 0% |
| 15 | Newtek Small Business Finance Non-bank lender · Lake Success, NY | 1 | $5.0M | $5,000,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 13 | $50,000 | U.S. Bank | |
| Retail | 9 | $500,000 | Exchange Bank | |
| Health care and social assistance | 8 | $687,500 | Greater Sacramento Certified Development | |
| Arts, entertainment and recreation | 5 | $305,000 | Huntington National Bank | |
| Restaurants and hotels | 5 | $565,000 | Plumas Bank | |
| Real estate and rental | 4 | $43,750 | U.S. Bank | |
| Finance and insurance | 3 | $308,000 | Columbia Bank | |
| Other services (repair, personal care) | 3 | $323,000 | JPMorgan Chase Bank |