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SBA lenders in Granite Bay, CA

SBA 7(a) and 504 loans to businesses in Granite Bay (Placer County), October 2021 to June 30, 2026 · Updated October 16, 2026
29
SBA loans approved
$17.1M
Total approved
$330,000
Median loan
17
Lenders active
34%
To startups

29 SBA loans worth $17.1M went to businesses in Granite Bay, CA between October 2021 and June 2026, from 17 lenders. Bank of America made the most, 4 loans. The median loan was $330,000, compared with $300,000 across California, and real estate and rental was the most financed industry.

Most active SBA lenders in Granite Bay

#LenderLoansApprovedMedian loanTo startups
1Bank of America
Bank · Charlotte, NC
4$2.9M$660,00025%
2Newtek Bank
Bank · Miami, FL
4$1.1M$225,0000%
3Celtic Bank
Bank · Salt Lake City, UT
3$2.8M$362,0000%
4Wells Fargo Bank
Bank · Sioux Falls, SD
3$2.1M$799,10067%
5Huntington National Bank
Bank · Columbus, OH
2$358K$178,750100%
6BayFirst National Bank
Bank · St. Petersburg, FL
2$300K$150,0000%
7Plumas Bank
Bank · Quincy, CA
1$2.3M$2,300,0000%
8Mission Valley Bank
Bank · Sun Valley, CA
1$1.7M$1,700,0000%
9Mortgage Capital Development
Certified development company · Oakland, CA
1$1.4M$1,405,0000%
10VelocitySBA
Non-bank lender · Irving, TX
1$508K$508,000100%
11All Capital Bank
Bank · Locust Grove, OK
1$356K$355,700100%
12HomeTrust Bank
Bank · Asheville, NC
1$330K$330,000100%
13Heritage Bank
Bank · Burlington, KY
1$300K$300,0000%
14First Bank of the Lake
Bank · Osage Beach, MO
1$294K$294,000100%
15CDC Small Business Finance
Non-bank lender · San Diego, CA
1$250K$250,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Granite Bay. For 504 loans the lender shown is the certified development company.

What gets financed in Granite Bay

IndustryLoansShareMedian loanMost active lender
Real estate and rental7
24%
$150,000Newtek Bank
Health care and social assistance4
14%
$1,249,550Mission Valley Bank
Restaurants and hotels4
14%
$435,000Bank of America
Education3
10%
$500,000Bank of America
Retail3
10%
$300,000Bank of America
Administrative and support services2
7%
$178,750Huntington National Bank
Professional and technical services2
7%
$225,000Celtic Bank
Finance and insurance2
7%
$1,340,000Mortgage Capital Development
Loan size mix
  • Under $150,00017%
  • $150,000 to $500,00045%
  • $500,000 to $2 million31%
  • $2 million and up7%
Compared with California
Median loan, Granite Bay
$330,000
Median loan, California
$300,000
Startup share, Granite Bay
34%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Granite Bay

071320FY14: 3 loansFY14FY15: 9 loansFY15FY16: 3 loansFY16FY17: 2 loansFY17FY18: 9 loansFY18FY19: 6 loansFY19FY20: 2 loansFY20FY21: 5 loansFY21FY22: 3 loansFY22FY23: 4 loansFY23FY24: 9 loansFY24FY25: 12 loansFY2512FY26 (Oct to Jun): 1 loansFY261
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.