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SBA lenders in El Dorado Hills, CA

SBA 7(a) and 504 loans to businesses in El Dorado Hills (El Dorado County), October 2021 to June 30, 2026 · Updated October 15, 2026
71
SBA loans approved
$46.6M
Total approved
$349,000
Median loan
39
Lenders active
34%
To startups

71 SBA loans worth $46.6M went to businesses in El Dorado Hills, CA between October 2021 and June 2026, from 39 lenders. Huntington National Bank made the most, 8 loans. The median loan was $349,000, compared with $300,000 across California, and construction was the most financed industry.

Most active SBA lenders in El Dorado Hills

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
8$2.7M$263,60088%
2U.S. Bank
Bank · Cincinnati, OH
6$1.4M$255,70017%
3Mortgage Capital Development
Certified development company · Oakland, CA
4$9.6M$1,670,00025%
4Bank of America
Bank · Charlotte, NC
4$1.6M$350,00050%
5Banner Bank
Bank · Walla Walla, WA
4$1.1M$62,5000%
6Wells Fargo Bank
Bank · Sioux Falls, SD
3$776K$25,00067%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$754K$350,0000%
8Live Oak Banking
Bank · Wilmington, NC
2$4.6M$2,295,0000%
9CDC Small Business Finance
Certified development company · San Diego, CA
2$1.4M$720,5000%
10Newtek Bank
Bank · Miami, FL
2$500K$250,000100%
11City National Bank
Bank · Los Angeles, CA
2$460K$230,000100%
12AMPAC Tri-State CDC
Non-bank lender · Ontario, CA
2$250K$125,0000%
13CDC Small Business Finance
Non-bank lender · San Diego, CA
2$185K$92,5000%
14JPMorgan Chase Bank
Bank · Columbus, OH
2$160K$80,0000%
15Advantage Certified Development
Certified development company · Long Beach, CA
1$4.4M$4,412,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in El Dorado Hills. For 504 loans the lender shown is the certified development company.

What gets financed in El Dorado Hills

IndustryLoansShareMedian loanMost active lender
Construction10
14%
$527,500Mortgage Capital Development
Professional and technical services10
14%
$200,000Banner Bank
Restaurants and hotels8
11%
$349,500Huntington National Bank
Administrative and support services8
11%
$230,000City National Bank
Retail7
10%
$556,000CDC Small Business Finance
Other services (repair, personal care)6
8%
$105,000Woori America Bank
Education4
6%
$281,000U.S. Bank
Health care and social assistance4
6%
$527,200AMPAC Tri-State CDC
Loan size mix
  • Under $150,00028%
  • $150,000 to $500,00039%
  • $500,000 to $2 million24%
  • $2 million and up8%
Compared with California
Median loan, El Dorado Hills
$349,000
Median loan, California
$300,000
Startup share, El Dorado Hills
34%
Startup share, California
23%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in El Dorado Hills

071320FY14: 13 loansFY14FY15: 5 loansFY15FY16: 13 loansFY16FY17: 15 loansFY17FY18: 7 loansFY18FY19: 12 loansFY19FY20: 8 loansFY20FY21: 19 loansFY2119FY22: 19 loansFY22FY23: 15 loansFY23FY24: 12 loansFY24FY25: 18 loansFY25FY26 (Oct to Jun): 7 loansFY267
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.