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SBA lenders in Visalia, CA

SBA 7(a) and 504 loans to businesses in Visalia (Tulare County), October 2021 to June 30, 2026 · Updated October 15, 2026
108
SBA loans approved
$77.5M
Total approved
$350,000
Median loan
40
Lenders active
23%
To startups

108 SBA loans worth $77.5M went to businesses in Visalia, CA between October 2021 and June 2026, from 40 lenders. Cen Cal Business Finance Group made the most, 8 loans. The median loan was $350,000, compared with $300,000 across California, and retail was the most financed industry.

Most active SBA lenders in Visalia

#LenderLoansApprovedMedian loanTo startups
1Cen Cal Business Finance Group
Certified development company · Fresno, CA
8$8.0M$621,0000%
2BayFirst National Bank
Bank · St. Petersburg, FL
8$928K$135,2000%
3Readycap Lending
Non-bank lender · Berkeley Heights, NJ
7$3.7M$175,00029%
4Huntington National Bank
Bank · Columbus, OH
7$1.2M$201,00071%
5Wells Fargo Bank
Bank · Sioux Falls, SD
6$2.4M$417,20033%
6Newtek Bank
Bank · Miami, FL
6$1.6M$237,5000%
7JPMorgan Chase Bank
Bank · Columbus, OH
6$1.5M$300,0000%
8Mission Bank
Bank · Bakersfield, CA
5$3.9M$241,40060%
9Mortgage Capital Development
Certified development company · Oakland, CA
4$7.8M$2,034,50050%
10Community West Bank
Bank · Fresno, CA
4$3.1M$723,75025%
11Bank of America
Bank · Charlotte, NC
4$1.4M$355,10025%
12U.S. Bank
Bank · Cincinnati, OH
3$959K$250,0000%
13Northeast Bank
Bank · Portland, ME
3$750K$350,0000%
14United Midwest Savings Bank
Bank · Degraff, OH
3$450K$150,000100%
15Plumas Bank
Bank · Quincy, CA
2$5.3M$2,663,7500%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Visalia. For 504 loans the lender shown is the certified development company.

What gets financed in Visalia

IndustryLoansShareMedian loanMost active lender
Retail18
17%
$432,750BayFirst National Bank
Other services (repair, personal care)13
12%
$502,000Cen Cal Business Finance Group
Restaurants and hotels12
11%
$241,400Huntington National Bank
Health care and social assistance11
10%
$308,000JPMorgan Chase Bank
Construction9
8%
$350,000Community West Bank
Administrative and support services9
8%
$150,000United Midwest Savings Bank
Manufacturing7
6%
$300,000Newtek Bank
Wholesale trade7
6%
$500,000Newtek Bank
Loan size mix
  • Under $150,00021%
  • $150,000 to $500,00039%
  • $500,000 to $2 million30%
  • $2 million and up10%
Compared with California
Median loan, Visalia
$350,000
Median loan, California
$300,000
Startup share, Visalia
23%
Startup share, California
23%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Visalia

0132740FY14: 25 loansFY14FY15: 35 loansFY1535FY16: 30 loansFY16FY17: 32 loansFY17FY18: 21 loansFY18FY19: 22 loansFY19FY20: 19 loansFY20FY21: 18 loansFY21FY22: 19 loansFY22FY23: 13 loansFY23FY24: 35 loansFY24FY25: 29 loansFY25FY26 (Oct to Jun): 12 loansFY2612
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.