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SBA lenders in Cocoa, FL

SBA 7(a) and 504 loans to businesses in Cocoa (Brevard County), October 2021 to June 30, 2026 · Updated October 15, 2026
66
SBA loans approved
$28.2M
Total approved
$195,000
Median loan
29
Lenders active
23%
To startups

66 SBA loans worth $28.2M went to businesses in Cocoa, FL between October 2021 and June 2026, from 29 lenders. TD Bank made the most, 8 loans. The median loan was $195,000, compared with $250,000 across Florida, and construction was the most financed industry.

Most active SBA lenders in Cocoa

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
8$580K$47,50025%
2Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
6$3.7M$284,00033%
3JPMorgan Chase Bank
Bank · Columbus, OH
5$1.0M$150,0000%
4Bancorp Bank
Bank · Sioux Falls, SD
4$943K$195,75050%
5Readycap Lending
Non-bank lender · Berkeley Heights, NJ
4$445K$50,0000%
6Northeast Bank
Bank · Portland, ME
4$418K$107,00025%
7Huntington National Bank
Bank · Columbus, OH
3$832K$282,00067%
8BayFirst National Bank
Bank · St. Petersburg, FL
3$723K$248,40033%
9Lendistry SBLC
Non-bank lender · Los Angeles, CA
3$535K$175,0000%
10Live Oak Banking
Bank · Wilmington, NC
2$2.8M$1,375,0000%
11Valley National Bank
Bank · Passaic, NJ
2$2.1M$1,044,0000%
12Florida Business Development
Certified development company · Tampa, FL
2$1.6M$786,5000%
13Byline Bank
Bank · Chicago, IL
2$1.3M$650,0000%
14Fidelity Bank
Bank · Fuquay Varina, NC
2$808K$403,7500%
15Newtek Bank
Bank · Miami, FL
2$350K$175,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Cocoa. For 504 loans the lender shown is the certified development company.

What gets financed in Cocoa

IndustryLoansShareMedian loanMost active lender
Construction20
30%
$150,000Bancorp Bank
Administrative and support services9
14%
$114,000Byline Bank
Retail7
11%
$148,000Fidelity Bank
Other services (repair, personal care)6
9%
$159,000Florida First Capital Finance Corporation
Health care and social assistance5
8%
$500,000Florida First Capital Finance Corporation
Restaurants and hotels5
8%
$190,000Harvest Small Business Finance
Information and media3
5%
$25,000TD Bank
Professional and technical services3
5%
$454,500TD Bank
Loan size mix
  • Under $150,00041%
  • $150,000 to $500,00038%
  • $500,000 to $2 million17%
  • $2 million and up5%
Compared with Florida
Median loan, Cocoa
$195,000
Median loan, Florida
$250,000
Startup share, Cocoa
23%
Startup share, Florida
29%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Cocoa

0102030FY14: 6 loansFY14FY15: 7 loansFY15FY16: 7 loansFY16FY17: 4 loansFY17FY18: 9 loansFY18FY19: 9 loansFY19FY20: 6 loansFY20FY21: 9 loansFY21FY22: 8 loansFY22FY23: 11 loansFY23FY24: 17 loansFY24FY25: 22 loansFY2522FY26 (Oct to Jun): 8 loansFY268
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.