103 SBA loans worth $51.4M went to businesses in St. Cloud, FL between October 2021 and June 2026, from 33 lenders. Readycap Lending made the most, 10 loans. The median loan was $150,000, compared with $250,000 across Florida, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 10 | $1.2M | $50,000 | 20% |
| 2 | Huntington National Bank Bank · Columbus, OH | 9 | $5.8M | $350,000 | 22% |
| 3 | TD Bank Bank · Wilmington, DE | 8 | $668K | $32,500 | 25% |
| 4 | Northeast Bank Bank · Portland, ME | 8 | $593K | $60,000 | 25% |
| 5 | Florida Business Development Certified development company · Tampa, FL | 7 | $7.4M | $981,000 | 29% |
| 6 | Newtek Bank Bank · Miami, FL | 7 | $880K | $60,000 | 0% |
| 7 | BayFirst National Bank Bank · St. Petersburg, FL | 6 | $2.3M | $125,000 | 0% |
| 8 | Florida First Capital Finance Corporation Certified development company · Tallahassee, FL | 5 | $8.6M | $1,536,000 | 40% |
| 9 | United Midwest Savings Bank Bank · Degraff, OH | 5 | $1.0M | $150,000 | 100% |
| 10 | Stearns Bank Bank · St. Cloud, MN | 4 | $175K | $50,000 | 0% |
| 11 | Fifth Third Bank Bank · Cincinnati, OH | 3 | $2.3M | $50,000 | 33% |
| 12 | SouthState Bank Bank · Winter Haven, FL | 3 | $742K | $167,000 | 0% |
| 13 | JPMorgan Chase Bank Bank · Columbus, OH | 3 | $250K | $30,000 | 0% |
| 14 | Wells Fargo Bank Bank · Sioux Falls, SD | 3 | $75K | $20,000 | 100% |
| 15 | First Internet Bank of Indiana Bank · Fishers, IN | 2 | $4.9M | $2,435,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 13 | $200,000 | Huntington National Bank | |
| Retail | 13 | $94,300 | Florida Business Development | |
| Administrative and support services | 12 | $142,500 | Readycap Lending | |
| Other services (repair, personal care) | 10 | $99,100 | BayFirst National Bank | |
| Professional and technical services | 9 | $50,000 | Huntington National Bank | |
| Health care and social assistance | 9 | $500,000 | First Internet Bank of Indiana | |
| Restaurants and hotels | 8 | $631,500 | First Bank of the Lake | |
| Real estate and rental | 7 | $50,000 | Fifth Third Bank |