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SBA lenders in Lake City, FL

SBA 7(a) and 504 loans to businesses in Lake City (Columbia County), October 2021 to June 30, 2026 · Updated October 15, 2026
45
SBA loans approved
$25.8M
Total approved
$204,000
Median loan
23
Lenders active
31%
To startups

45 SBA loans worth $25.8M went to businesses in Lake City, FL between October 2021 and June 2026, from 23 lenders. Florida First Capital Finance Corporation made the most, 9 loans. The median loan was $204,000, compared with $250,000 across Florida, and health care and social assistance was the most financed industry.

Most active SBA lenders in Lake City

#LenderLoansApprovedMedian loanTo startups
1Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
9$3.7M$240,00022%
2TD Bank
Bank · Wilmington, DE
7$320K$50,00014%
3First Federal Bank
Bank · Lake City, FL
4$1.6M$235,80075%
4Huntington National Bank
Bank · Columbus, OH
3$2.7M$137,10067%
5Seacoast National Bank
Bank · Stuart, FL
3$995K$220,0000%
6BayFirst National Bank
Bank · St. Petersburg, FL
2$197K$98,3000%
7FDIC - Community Bank & Trust-West Georgia
Non-bank lender · Lagrange, GA
1$4.2M$4,200,000100%
8GBank
Bank · Las Vegas, NV
1$3.4M$3,435,2000%
9First Port City Bank
Bank · Bainbridge, GA
1$2.6M$2,582,500100%
10Integro Bank
Bank · Phoenix, AZ
1$2.1M$2,068,0000%
11Renasant Bank
Bank · Tupelo, MS
1$1.3M$1,332,9000%
12Newtek Bank
Bank · Miami, FL
1$550K$550,000100%
13Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
1$450K$450,0000%
14TowneBank
Bank · Portsmouth, VA
1$352K$352,5000%
15United Community Bank
Bank · Greenville, SC
1$305K$305,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Lake City. For 504 loans the lender shown is the certified development company.

What gets financed in Lake City

IndustryLoansShareMedian loanMost active lender
Health care and social assistance9
20%
$547,000Florida First Capital Finance Corporation
Restaurants and hotels7
16%
$1,250,000PNC Bank
Professional and technical services6
13%
$146,500Renasant Bank
Retail6
13%
$123,300Celtic Bank
Other services (repair, personal care)4
9%
$177,000Integro Bank
Administrative and support services4
9%
$118,550Huntington National Bank
Construction3
7%
$96,000Citibank
Education2
4%
$75,000TD Bank
Loan size mix
  • Under $150,00040%
  • $150,000 to $500,00033%
  • $500,000 to $2 million16%
  • $2 million and up11%
Compared with Florida
Median loan, Lake City
$204,000
Median loan, Florida
$250,000
Startup share, Lake City
31%
Startup share, Florida
29%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Lake City

071320FY14: 4 loansFY14FY15: 6 loansFY15FY16: 6 loansFY16FY17: 10 loansFY17FY18: 12 loansFY18FY19: 4 loansFY19FY20: 8 loansFY20FY21: 9 loansFY21FY22: 10 loansFY22FY23: 10 loansFY23FY24: 14 loansFY2414FY25: 7 loansFY25FY26 (Oct to Jun): 4 loansFY264
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.