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SBA lenders in Valdosta, GA

SBA 7(a) and 504 loans to businesses in Valdosta (Lowndes County), October 2021 to June 30, 2026 · Updated October 15, 2026
41
SBA loans approved
$40.6M
Total approved
$297,800
Median loan
25
Lenders active
37%
To startups

41 SBA loans worth $40.6M went to businesses in Valdosta, GA between October 2021 and June 2026, from 25 lenders. Huntington National Bank made the most, 6 loans. The median loan was $297,800, compared with $350,000 across Georgia, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Valdosta

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
6$4.6M$151,00067%
2Farmers and Merchants Bank
Bank · Lakeland, GA
3$7.8M$2,500,00033%
3Live Oak Banking
Bank · Wilmington, NC
3$1.5M$500,00033%
4Newtek Bank
Bank · Miami, FL
3$400K$60,0000%
5First Port City Bank
Bank · Bainbridge, GA
2$2.7M$1,332,5000%
6Guardian Bank
Bank · Valdosta, GA
2$525K$262,50050%
7Commercial Banking
Bank · Valdosta, GA
2$288K$143,80050%
8Lendistry SBLC
Non-bank lender · Los Angeles, CA
2$103K$51,7000%
9Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$75K$37,5000%
10Commonwealth Business Bank
Bank · Los Angeles, CA
1$5.0M$5,000,0000%
11Renasant Bank
Bank · Tupelo, MS
1$4.1M$4,130,0000%
12Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
1$3.9M$3,886,000100%
13GBank
Bank · Las Vegas, NV
1$2.5M$2,464,0000%
14HomeTrust Bank
Bank · Asheville, NC
1$2.3M$2,287,500100%
15First Business Bank
Bank · Madison, WI
1$1.1M$1,133,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Valdosta. For 504 loans the lender shown is the certified development company.

What gets financed in Valdosta

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels10
24%
$1,337,500Huntington National Bank
Health care and social assistance7
17%
$875,000Huntington National Bank
Retail5
12%
$659,000Farmers and Merchants Bank
Administrative and support services3
7%
$51,700Wells Fargo Bank
Professional and technical services3
7%
$90,000Readycap Lending
Other services (repair, personal care)3
7%
$51,700Newtek Bank
Construction3
7%
$297,800Huntington National Bank
Arts, entertainment and recreation2
5%
$262,500Guardian Bank
Loan size mix
  • Under $150,00034%
  • $150,000 to $500,00024%
  • $500,000 to $2 million20%
  • $2 million and up22%
Compared with Georgia
Median loan, Valdosta
$297,800
Median loan, Georgia
$350,000
Startup share, Valdosta
37%
Startup share, Georgia
38%
Share of state's SBA loans
0.4%

SBA loans per fiscal year in Valdosta

071320FY14: 6 loansFY14FY15: 8 loansFY15FY16: 9 loansFY16FY17: 11 loansFY17FY18: 9 loansFY18FY19: 12 loansFY19FY20: 7 loansFY20FY21: 12 loansFY21FY22: 8 loansFY22FY23: 7 loansFY23FY24: 6 loansFY24FY25: 15 loansFY2515FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.