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SBA lenders in Albany, GA

SBA 7(a) and 504 loans to businesses in Albany (Dougherty County), October 2021 to June 30, 2026 · Updated October 15, 2026
33
SBA loans approved
$38.1M
Total approved
$404,000
Median loan
22
Lenders active
39%
To startups

33 SBA loans worth $38.1M went to businesses in Albany, GA between October 2021 and June 2026, from 22 lenders. Metro City Bank made the most, 3 loans. The median loan was $404,000, compared with $350,000 across Georgia, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Albany

#LenderLoansApprovedMedian loanTo startups
1Metro City Bank
Bank · Doraville, GA
3$10.9M$4,300,00033%
2Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
3$8.3M$1,576,00067%
3Flint Community Bank
Bank · Albany, GA
3$2.5M$989,60067%
4Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$2.2M$122,90033%
5PromiseOne Bank
Bank · Duluth, GA
2$1.7M$840,0000%
6Huntington National Bank
Bank · Columbus, OH
2$444K$222,0000%
7Northeast Bank
Bank · Portland, ME
2$185K$92,5000%
8Pinnacle Bank
Bank · Nashville, TN
1$4.7M$4,700,0000%
9Bank of Edison
Bank · Edison, GA
1$2.1M$2,150,0000%
10Cogent Bank
Bank · Orlando, FL
1$1.2M$1,188,000100%
11ConnectOne Bank
Bank · Englewood Cliffs, NJ
1$980K$980,000100%
12Colony Bank
Bank · Fitzgerald, GA
1$800K$800,000100%
13Commonwealth Business Bank
Bank · Los Angeles, CA
1$350K$350,0000%
14Newtek Bank
Bank · Miami, FL
1$300K$300,0000%
15Georgia Community Bank
Bank · Albany, GA
1$296K$296,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Albany. For 504 loans the lender shown is the certified development company.

What gets financed in Albany

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels11
33%
$404,000PromiseOne Bank
Retail10
30%
$1,091,500Metro City Bank
Health care and social assistance3
9%
$150,000Celtic Bank
Other services (repair, personal care)3
9%
$122,900Readycap Lending
Construction2
6%
$115,000BayFirst National Bank
Professional and technical services1
3%
$549,000Flint Community Bank
Education1
3%
$989,600Flint Community Bank
Real estate and rental1
3%
$2,000,000Readycap Lending
Loan size mix
  • Under $150,00021%
  • $150,000 to $500,00030%
  • $500,000 to $2 million27%
  • $2 million and up21%
Compared with Georgia
Median loan, Albany
$404,000
Median loan, Georgia
$350,000
Startup share, Albany
39%
Startup share, Georgia
38%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Albany

071320FY14: 2 loansFY14FY15: 5 loansFY15FY16: 10 loansFY16FY17: 9 loansFY17FY18: 4 loansFY18FY19: 3 loansFY19FY20: 7 loansFY20FY21: 6 loansFY21FY22: 6 loansFY22FY23: 7 loansFY23FY24: 13 loansFY2413FY25: 3 loansFY25FY26 (Oct to Jun): 4 loansFY264
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.