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SBA lenders in Milton, FL

SBA 7(a) and 504 loans to businesses in Milton (Santa Rosa County), October 2021 to June 30, 2026 · Updated October 15, 2026
41
SBA loans approved
$24.3M
Total approved
$200,000
Median loan
21
Lenders active
29%
To startups

41 SBA loans worth $24.3M went to businesses in Milton, FL between October 2021 and June 2026, from 21 lenders. Live Oak Banking made the most, 4 loans. The median loan was $200,000, compared with $250,000 across Florida, and construction was the most financed industry.

Most active SBA lenders in Milton

#LenderLoansApprovedMedian loanTo startups
1Live Oak Banking
Bank · Wilmington, NC
4$5.8M$895,5000%
2Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
4$2.6M$303,0000%
3Hancock Whitney Bank
Bank · Gulfport, MS
4$1.0M$267,80025%
4Newtek Bank
Bank · Miami, FL
4$650K$162,50050%
5Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$280K$50,0000%
6Fidelity Bank
Bank · Fuquay Varina, NC
2$3.4M$1,686,0000%
7First Internet Bank of Indiana
Bank · Fishers, IN
2$2.8M$1,381,500100%
8Florida Business Development
Certified development company · Tampa, FL
2$581K$290,5000%
9Northeast Bank
Bank · Portland, ME
2$575K$287,5000%
10Huntington National Bank
Bank · Columbus, OH
2$203K$101,300100%
11PNC Bank
Bank · Wilmington, DE
2$100K$50,00050%
12Regions Bank
Bank · Birmingham, AL
1$3.3M$3,323,0000%
13Fifth Third Bank
Bank · Cincinnati, OH
1$999K$999,000100%
14ConnectOne Bank
Bank · Englewood Cliffs, NJ
1$660K$660,000100%
15SouthState Bank
Bank · Winter Haven, FL
1$558K$558,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Milton. For 504 loans the lender shown is the certified development company.

What gets financed in Milton

IndustryLoansShareMedian loanMost active lender
Construction13
32%
$500,000Live Oak Banking
Retail5
12%
$200,000Hancock Whitney Bank
Restaurants and hotels5
12%
$271,000Florida First Capital Finance Corporation
Administrative and support services3
7%
$233,100First Internet Bank of Indiana
Health care and social assistance3
7%
$182,600Huntington National Bank
Other services (repair, personal care)3
7%
$125,000Florida First Capital Finance Corporation
Finance and insurance2
5%
$290,000Stone Bank
Arts, entertainment and recreation2
5%
$347,500Florida First Capital Finance Corporation
Loan size mix
  • Under $150,00034%
  • $150,000 to $500,00037%
  • $500,000 to $2 million20%
  • $2 million and up10%
Compared with Florida
Median loan, Milton
$200,000
Median loan, Florida
$250,000
Startup share, Milton
29%
Startup share, Florida
29%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Milton

071320FY14: 4 loansFY14FY15: 7 loansFY15FY16: 1 loansFY16FY17: 7 loansFY17FY18: 4 loansFY18FY19: 8 loansFY19FY20: 10 loansFY20FY21: 10 loansFY21FY22: 7 loansFY22FY23: 2 loansFY23FY24: 11 loansFY24FY25: 16 loansFY2516FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.