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SBA lenders in Safety Harbor, FL

SBA 7(a) and 504 loans to businesses in Safety Harbor (Pinellas County), October 2021 to June 30, 2026 · Updated October 15, 2026
26
SBA loans approved
$14.7M
Total approved
$175,000
Median loan
17
Lenders active
27%
To startups

26 SBA loans worth $14.7M went to businesses in Safety Harbor, FL between October 2021 and June 2026, from 17 lenders. Live Oak Banking made the most, 3 loans. The median loan was $175,000, compared with $250,000 across Florida, and construction was the most financed industry.

Most active SBA lenders in Safety Harbor

#LenderLoansApprovedMedian loanTo startups
1Live Oak Banking
Bank · Wilmington, NC
3$2.9M$783,0000%
2Wells Fargo Bank
Bank · Sioux Falls, SD
3$75K$25,000100%
3Celtic Bank
Bank · Salt Lake City, UT
2$1.7M$828,25050%
4Newtek Small Business Finance
Non-bank lender · Lake Success, NY
2$1.5M$765,0000%
5Customers Bank
Bank · Malvern, PA
2$1.4M$683,7500%
6Sunshine State Economic Development
Certified development company · Clearwater, FL
2$536K$268,0000%
7Newtek Bank
Bank · Miami, FL
2$300K$150,0000%
8Lendistry SBLC
Non-bank lender · Los Angeles, CA
1$2.7M$2,700,0000%
9Florida Business Development
Certified development company · Tampa, FL
1$1.4M$1,356,0000%
10Huntington National Bank
Bank · Columbus, OH
1$916K$916,0000%
11Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
1$527K$527,0000%
12Bank of America
Bank · Charlotte, NC
1$316K$315,900100%
13Colony Bank
Bank · Fitzgerald, GA
1$150K$150,0000%
14United Midwest Savings Bank
Bank · Degraff, OH
1$150K$150,000100%
15Northeast Bank
Bank · Portland, ME
1$96K$96,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Safety Harbor. For 504 loans the lender shown is the certified development company.

What gets financed in Safety Harbor

IndustryLoansShareMedian loanMost active lender
Construction6
23%
$466,500Live Oak Banking
Retail4
15%
$125,000BayFirst National Bank
Health care and social assistance3
12%
$315,900Live Oak Banking
Restaurants and hotels3
12%
$1,308,500Celtic Bank
Wholesale trade3
12%
$200,000Customers Bank
Other services (repair, personal care)2
8%
$107,000SouthState Bank
Administrative and support services1
4%
$916,000Huntington National Bank
Education1
4%
$402,000Sunshine State Economic Development
Loan size mix
  • Under $150,00038%
  • $150,000 to $500,00027%
  • $500,000 to $2 million27%
  • $2 million and up8%
Compared with Florida
Median loan, Safety Harbor
$175,000
Median loan, Florida
$250,000
Startup share, Safety Harbor
27%
Startup share, Florida
29%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Safety Harbor

0369FY14: 2 loansFY14FY15: 7 loansFY15FY16: 2 loansFY16FY17: 4 loansFY17FY18: 1 loansFY18FY19: 8 loansFY198FY20: 5 loansFY20FY21: 4 loansFY21FY22: 7 loansFY22FY23: 4 loansFY23FY24: 8 loansFY24FY25: 6 loansFY25FY26 (Oct to Jun): 1 loansFY261
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.