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SBA lenders in Palm Harbor, FL

SBA 7(a) and 504 loans to businesses in Palm Harbor (Pinellas County), October 2021 to June 30, 2026 · Updated October 15, 2026
97
SBA loans approved
$45.5M
Total approved
$305,000
Median loan
37
Lenders active
45%
To startups

97 SBA loans worth $45.5M went to businesses in Palm Harbor, FL between October 2021 and June 2026, from 37 lenders. Huntington National Bank made the most, 21 loans. The median loan was $305,000, compared with $250,000 across Florida, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Palm Harbor

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
21$5.5M$275,00071%
2Sunshine State Economic Development
Certified development company · Clearwater, FL
7$2.8M$416,0000%
3Readycap Lending
Non-bank lender · Berkeley Heights, NJ
6$2.5M$451,75033%
4BayFirst National Bank
Bank · St. Petersburg, FL
5$1.8M$250,00020%
5Newtek Bank
Bank · Miami, FL
5$1.2M$250,00020%
6Northeast Bank
Bank · Portland, ME
5$390K$50,00020%
7Hancock Whitney Bank
Bank · Gulfport, MS
4$2.3M$595,00075%
8JPMorgan Chase Bank
Bank · Columbus, OH
4$1.6M$216,15025%
9Florida Business Development
Certified development company · Tampa, FL
4$1.5M$407,0000%
10SouthState Bank
Bank · Winter Haven, FL
3$650K$150,00033%
11TD Bank
Bank · Wilmington, DE
3$550K$25,00067%
12Wells Fargo Bank
Bank · Sioux Falls, SD
3$35K$10,000100%
13IncredibleBank
Bank · Wausau, WI
2$925K$462,500100%
14Bank Five Nine
Bank · Oconomowoc, WI
2$587K$293,50050%
15Live Oak Banking
Bank · Wilmington, NC
1$5.0M$5,000,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Palm Harbor. For 504 loans the lender shown is the certified development company.

What gets financed in Palm Harbor

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels16
16%
$350,000Bank Five Nine
Other services (repair, personal care)15
15%
$200,000Huntington National Bank
Retail13
13%
$150,000Huntington National Bank
Professional and technical services12
12%
$475,000TD Bank
Administrative and support services6
6%
$438,750IncredibleBank
Finance and insurance6
6%
$508,750Sunshine State Economic Development
Health care and social assistance6
6%
$383,000Huntington National Bank
Manufacturing5
5%
$275,000Huntington National Bank
Loan size mix
  • Under $150,00031%
  • $150,000 to $500,00040%
  • $500,000 to $2 million25%
  • $2 million and up4%
Compared with Florida
Median loan, Palm Harbor
$305,000
Median loan, Florida
$250,000
Startup share, Palm Harbor
45%
Startup share, Florida
29%
Share of state's SBA loans
0.4%

SBA loans per fiscal year in Palm Harbor

0102030FY14: 16 loansFY14FY15: 17 loansFY15FY16: 9 loansFY16FY17: 11 loansFY17FY18: 13 loansFY18FY19: 11 loansFY19FY20: 10 loansFY20FY21: 10 loansFY21FY22: 22 loansFY22FY23: 15 loansFY23FY24: 22 loansFY24FY25: 24 loansFY2524FY26 (Oct to Jun): 14 loansFY2614
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.