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SBA lenders in Augusta, GA

SBA 7(a) and 504 loans to businesses in Augusta (Richmond County), October 2021 to June 30, 2026 · Updated October 15, 2026
137
SBA loans approved
$115.7M
Total approved
$496,000
Median loan
46
Lenders active
43%
To startups

137 SBA loans worth $115.7M went to businesses in Augusta, GA between October 2021 and June 2026, from 46 lenders. CSRA Local Development made the most, 15 loans. The median loan was $496,000, compared with $350,000 across Georgia, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Augusta

#LenderLoansApprovedMedian loanTo startups
1CSRA Local Development
Certified development company · Augusta, GA
15$13.7M$833,00020%
2Huntington National Bank
Bank · Columbus, OH
12$4.2M$277,50092%
3Security Federal Bank
Bank · Aiken, SC
8$2.5M$341,70088%
4Live Oak Banking
Bank · Wilmington, NC
7$7.4M$700,00043%
5Bank of America
Bank · Charlotte, NC
7$2.2M$300,00014%
6Newtek Bank
Bank · Miami, FL
6$2.8M$375,00017%
7Northeast Bank
Bank · Portland, ME
6$888K$100,00017%
8HomeTrust Bank
Bank · Asheville, NC
5$4.9M$880,000100%
9Pinnacle Bank
Bank · Nashville, TN
4$3.4M$342,50025%
10Readycap Lending
Non-bank lender · Berkeley Heights, NJ
4$1.4M$85,25025%
11Wells Fargo Bank
Bank · Sioux Falls, SD
4$1.1M$20,00075%
12First Bank of the Lake
Bank · Osage Beach, MO
3$5.1M$641,00067%
13Vallant Bank
Bank · Elberton, GA
3$3.3M$1,295,00033%
14SouthState Bank
Bank · Winter Haven, FL
3$2.1M$240,0000%
15BayFirst National Bank
Bank · St. Petersburg, FL
3$366K$150,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Augusta. For 504 loans the lender shown is the certified development company.

What gets financed in Augusta

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels32
23%
$1,007,500CSRA Local Development
Retail22
16%
$1,083,600HomeTrust Bank
Other services (repair, personal care)17
12%
$286,000Huntington National Bank
Professional and technical services11
8%
$325,000Bank of America
Health care and social assistance9
7%
$341,100CSRA Local Development
Arts, entertainment and recreation7
5%
$556,000Huntington National Bank
Wholesale trade7
5%
$500,000Newtek Bank
Transportation and warehousing7
5%
$50,000Wells Fargo Bank
Loan size mix
  • Under $150,00020%
  • $150,000 to $500,00030%
  • $500,000 to $2 million39%
  • $2 million and up11%
Compared with Georgia
Median loan, Augusta
$496,000
Median loan, Georgia
$350,000
Startup share, Augusta
43%
Startup share, Georgia
38%
Share of state's SBA loans
1.4%

SBA loans per fiscal year in Augusta

0132740FY14: 21 loansFY14FY15: 28 loansFY15FY16: 28 loansFY16FY17: 36 loansFY1736FY18: 18 loansFY18FY19: 31 loansFY19FY20: 24 loansFY20FY21: 29 loansFY21FY22: 25 loansFY22FY23: 26 loansFY23FY24: 26 loansFY24FY25: 31 loansFY25FY26 (Oct to Jun): 29 loansFY2629
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.