119 SBA loans worth $110.0M went to businesses in Gainesville, GA between October 2021 and June 2026, from 49 lenders. Vallant Bank made the most, 11 loans. The median loan was $478,000, compared with $350,000 across Georgia, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Vallant Bank Bank · Elberton, GA | 11 | $7.9M | $478,000 | 36% |
| 2 | Huntington National Bank Bank · Columbus, OH | 10 | $5.5M | $322,500 | 60% |
| 3 | Small Business Access Partners Certified development company · Gainesville, GA | 9 | $5.2M | $340,000 | 33% |
| 4 | Metro City Bank Bank · Doraville, GA | 4 | $11.5M | $3,102,500 | 25% |
| 5 | Capital Partners Certified Development Certified development company · Atlanta, GA | 4 | $8.2M | $1,987,000 | 25% |
| 6 | Florida Business Development Certified development company · Tampa, FL | 4 | $6.0M | $1,269,500 | 75% |
| 7 | SouthState Bank Bank · Winter Haven, FL | 4 | $2.0M | $302,500 | 0% |
| 8 | Newtek Bank Bank · Miami, FL | 4 | $1.0M | $282,500 | 25% |
| 9 | Northeast Bank Bank · Portland, ME | 4 | $856K | $238,900 | 25% |
| 10 | Oconee State Bank Bank · Watkinsville, GA | 3 | $7.3M | $1,412,500 | 100% |
| 11 | Community Bank of Pickens County Bank · Jasper, GA | 3 | $3.6M | $1,062,500 | 67% |
| 12 | HomeTrust Bank Bank · Asheville, NC | 3 | $1.5M | $570,000 | 67% |
| 13 | Citizens Bank Bank · Elizabethton, TN | 3 | $1.2M | $461,500 | 100% |
| 14 | United Community Bank Bank · Greenville, SC | 3 | $1.2M | $455,000 | 33% |
| 15 | Live Oak Banking Bank · Wilmington, NC | 2 | $4.1M | $2,037,500 | 50% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 25 | $455,000 | Vallant Bank | |
| Retail | 24 | $1,083,500 | Metro City Bank | |
| Health care and social assistance | 14 | $322,500 | Huntington National Bank | |
| Manufacturing | 10 | $547,500 | Vallant Bank | |
| Other services (repair, personal care) | 9 | $1,062,500 | Small Business Access Partners | |
| Administrative and support services | 8 | $265,750 | Vallant Bank | |
| Professional and technical services | 8 | $312,500 | Small Business Access Partners | |
| Construction | 8 | $175,000 | Huntington National Bank |