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SBA lenders in Jefferson, GA

SBA 7(a) and 504 loans to businesses in Jefferson (Jackson County), October 2021 to June 30, 2026 · Updated October 15, 2026
26
SBA loans approved
$17.7M
Total approved
$328,200
Median loan
19
Lenders active
50%
To startups

26 SBA loans worth $17.7M went to businesses in Jefferson, GA between October 2021 and June 2026, from 19 lenders. SouthState Bank made the most, 4 loans. The median loan was $328,200, compared with $350,000 across Georgia, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Jefferson

#LenderLoansApprovedMedian loanTo startups
1SouthState Bank
Bank · Winter Haven, FL
4$2.0M$190,00050%
2Wells Fargo Bank
Bank · Sioux Falls, SD
4$75K$15,000100%
3Celtic Bank
Bank · Salt Lake City, UT
2$483K$241,4500%
4HomeTrust Bank
Bank · Asheville, NC
1$2.9M$2,910,000100%
5Vallant Bank
Bank · Elberton, GA
1$2.1M$2,060,0000%
6Small Business Access Partners
Certified development company · Gainesville, GA
1$1.8M$1,762,0000%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$1.7M$1,660,0000%
8First Bank
Bank · Southern Pines, NC
1$1.5M$1,521,200100%
9FirstBank
Bank · Nashville, TN
1$1.3M$1,280,500100%
10Bancorp Bank
Bank · Sioux Falls, SD
1$923K$923,2000%
11Newtek Small Business Finance
Non-bank lender · Lake Success, NY
1$650K$650,000100%
12Peach State Federal Credit Union
Credit union · Lawrenceville, GA
1$621K$621,000100%
13CSRA Local Development
Certified development company · Augusta, GA
1$555K$555,0000%
14United Community Bank
Bank · Greenville, SC
1$400K$400,000100%
15Cogent Bank
Bank · Orlando, FL
1$324K$323,5000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Jefferson. For 504 loans the lender shown is the certified development company.

What gets financed in Jefferson

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels5
19%
$1,280,500FirstBank
Construction4
15%
$190,000SouthState Bank
Other services (repair, personal care)4
15%
$938,000BayFirst National Bank
Administrative and support services3
12%
$150,000Celtic Bank
Health care and social assistance3
12%
$555,000Northeast Bank
Transportation and warehousing2
8%
$169,250Cogent Bank
Retail2
8%
$787,500SouthState Bank
Arts, entertainment and recreation1
4%
$650,000Newtek Small Business Finance
Loan size mix
  • Under $150,00027%
  • $150,000 to $500,00031%
  • $500,000 to $2 million35%
  • $2 million and up8%
Compared with Georgia
Median loan, Jefferson
$328,200
Median loan, Georgia
$350,000
Startup share, Jefferson
50%
Startup share, Georgia
38%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Jefferson

0358FY14: 4 loansFY14FY15: 1 loansFY15FY16: 1 loansFY16FY17: 2 loansFY17FY18FY19: 5 loansFY19FY20: 4 loansFY20FY21: 1 loansFY21FY22: 5 loansFY22FY23: 5 loansFY23FY24: 4 loansFY24FY25: 7 loansFY257FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.