26 SBA loans worth $19.0M went to businesses in Watkinsville, GA between October 2021 and June 2026, from 13 lenders. Oconee State Bank made the most, 5 loans. The median loan was $370,000, compared with $350,000 across Georgia, and health care and social assistance was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Oconee State Bank Bank · Watkinsville, GA | 5 | $1.3M | $244,300 | 80% |
| 2 | CSRA Local Development Certified development company · Augusta, GA | 4 | $4.8M | $1,038,000 | 50% |
| 3 | Florida Business Development Certified development company · Tampa, FL | 3 | $4.8M | $588,000 | 0% |
| 4 | Live Oak Banking Bank · Wilmington, NC | 2 | $930K | $465,000 | 0% |
| 5 | Newtek Bank Bank · Miami, FL | 2 | $550K | $275,000 | 50% |
| 6 | Huntington National Bank Bank · Columbus, OH | 2 | $492K | $246,000 | 100% |
| 7 | United Community Bank Bank · Greenville, SC | 2 | $415K | $207,500 | 100% |
| 8 | Wells Fargo Bank Bank · Sioux Falls, SD | 1 | $3.6M | $3,557,000 | 100% |
| 9 | Bank of America Bank · Charlotte, NC | 1 | $999K | $999,000 | 100% |
| 10 | Small Business Access Partners Certified development company · Gainesville, GA | 1 | $408K | $408,000 | 0% |
| 11 | Craft Bank Bank · Atlanta, GA | 1 | $396K | $396,000 | 100% |
| 12 | Commercial Bank Bank · Crawford, GA | 1 | $150K | $150,000 | 0% |
| 13 | BayFirst National Bank Bank · St. Petersburg, FL | 1 | $150K | $150,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Health care and social assistance | 6 | $432,000 | Live Oak Banking | |
| Construction | 4 | $257,500 | United Community Bank | |
| Restaurants and hotels | 3 | $408,000 | CSRA Local Development | |
| Arts, entertainment and recreation | 3 | $375,000 | Oconee State Bank | |
| Other services (repair, personal care) | 3 | $244,300 | Oconee State Bank | |
| Administrative and support services | 2 | $246,000 | Huntington National Bank | |
| Professional and technical services | 2 | $1,928,500 | Newtek Bank | |
| Real estate and rental | 2 | $288,500 | CSRA Local Development |