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SBA lenders in Kapolei, HI

SBA 7(a) and 504 loans to businesses in Kapolei (Honolulu County), October 2021 to June 30, 2026 · Updated October 16, 2026
56
SBA loans approved
$27.3M
Total approved
$177,500
Median loan
16
Lenders active
25%
To startups

56 SBA loans worth $27.3M went to businesses in Kapolei, HI between October 2021 and June 2026, from 16 lenders. Central Pacific Bank made the most, 18 loans. The median loan was $177,500, compared with $65,700 across Hawaii, and construction was the most financed industry.

Most active SBA lenders in Kapolei

#LenderLoansApprovedMedian loanTo startups
1Central Pacific Bank
Bank · Honolulu, HI
18$955K$50,00044%
2HEDCO Local Development
Certified development company · Honolulu, HI
8$9.6M$685,0000%
3Newtek Bank
Bank · Miami, FL
7$1.1M$150,0000%
4Northeast Bank
Bank · Portland, ME
5$1.1M$150,0000%
5Lendistry SBLC
Non-bank lender · Los Angeles, CA
3$1.7M$202,7000%
6Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$868K$350,00033%
7Mortgage Capital Development
Certified development company · Oakland, CA
2$6.5M$3,244,5000%
8Celtic Bank
Bank · Salt Lake City, UT
2$1.3M$647,50050%
9PCB Bank
Bank · Los Angeles, CA
1$1.6M$1,600,000100%
10First Bank of the Lake
Bank · Osage Beach, MO
1$960K$960,000100%
11FWBank
Bank · Chicago, IL
1$490K$490,000100%
12Hawaii National Bank
Bank · Honolulu, HI
1$350K$350,0000%
13Bank Five Nine
Bank · Oconomowoc, WI
1$300K$300,000100%
14Live Oak Banking
Bank · Wilmington, NC
1$275K$275,0000%
15Huntington National Bank
Bank · Columbus, OH
1$185K$185,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Kapolei. For 504 loans the lender shown is the certified development company.

What gets financed in Kapolei

IndustryLoansShareMedian loanMost active lender
Construction13
23%
$50,000Central Pacific Bank
Restaurants and hotels12
21%
$210,000Central Pacific Bank
Other services (repair, personal care)8
14%
$167,500Celtic Bank
Health care and social assistance5
9%
$51,700Central Pacific Bank
Administrative and support services5
9%
$500,000Northeast Bank
Arts, entertainment and recreation3
5%
$150,000Newtek Bank
Manufacturing3
5%
$989,000Mortgage Capital Development
Retail3
5%
$275,000Central Pacific Bank
Loan size mix
  • Under $150,00036%
  • $150,000 to $500,00045%
  • $500,000 to $2 million16%
  • $2 million and up4%
Compared with Hawaii
Median loan, Kapolei
$177,500
Median loan, Hawaii
$65,700
Startup share, Kapolei
25%
Startup share, Hawaii
30%
Share of state's SBA loans
6.4%

SBA loans per fiscal year in Kapolei

0102030FY14: 10 loansFY14FY15: 20 loansFY15FY16: 10 loansFY16FY17: 25 loansFY1725FY18: 13 loansFY18FY19: 8 loansFY19FY20: 6 loansFY20FY21: 11 loansFY21FY22: 13 loansFY22FY23: 8 loansFY23FY24: 10 loansFY24FY25: 20 loansFY25FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.