39 SBA loans worth $16.2M went to businesses in Waipahu, HI between October 2021 and June 2026, from 10 lenders. Central Pacific Bank made the most, 20 loans. The median loan was $50,000, compared with $65,700 across Hawaii, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Central Pacific Bank Bank · Honolulu, HI | 20 | $978K | $50,000 | 40% |
| 2 | Mortgage Capital Development Certified development company · Oakland, CA | 5 | $6.7M | $1,366,000 | 0% |
| 3 | HEDCO Local Development Certified development company · Honolulu, HI | 3 | $5.6M | $457,000 | 0% |
| 4 | Northeast Bank Bank · Portland, ME | 3 | $490K | $60,600 | 0% |
| 5 | Celtic Bank Bank · Salt Lake City, UT | 2 | $657K | $328,500 | 50% |
| 6 | Bank of Hawaii Bank · Honolulu, HI | 2 | $100K | $50,000 | 0% |
| 7 | First Bank of the Lake Bank · Osage Beach, MO | 1 | $810K | $810,000 | 100% |
| 8 | CenTrust Bank, A Division of SmartBiz Bank Bank · Northbrook, IL | 1 | $350K | $350,000 | 0% |
| 9 | Commonwealth Business Bank Bank · Los Angeles, CA | 1 | $300K | $300,000 | 0% |
| 10 | Newtek Small Business Finance Non-bank lender · Lake Success, NY | 1 | $150K | $150,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 10 | $125,000 | Central Pacific Bank | |
| Health care and social assistance | 5 | $40,000 | Central Pacific Bank | |
| Wholesale trade | 5 | $507,000 | Central Pacific Bank | |
| Retail | 4 | $175,000 | Bank of Hawaii | |
| Restaurants and hotels | 3 | $50,000 | Central Pacific Bank | |
| Real estate and rental | 3 | $12,000 | Central Pacific Bank | |
| Other services (repair, personal care) | 3 | $60,600 | Celtic Bank | |
| Arts, entertainment and recreation | 2 | $597,500 | First Bank of the Lake |