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SBA lenders in Wilmington, MA

SBA 7(a) and 504 loans to businesses in Wilmington (Middlesex County), October 2021 to June 30, 2026 · Updated October 15, 2026
44
SBA loans approved
$20.0M
Total approved
$112,500
Median loan
18
Lenders active
11%
To startups

44 SBA loans worth $20.0M went to businesses in Wilmington, MA between October 2021 and June 2026, from 18 lenders. Eastern Bank made the most, 15 loans. The median loan was $112,500, compared with $145,000 across Massachusetts, and construction was the most financed industry.

Most active SBA lenders in Wilmington

#LenderLoansApprovedMedian loanTo startups
1Eastern Bank
Bank · Boston, MA
15$1.6M$75,00013%
2Manufacturers and Traders Trust
Bank · Buffalo, NY
7$660K$75,00014%
3Leader Bank
Bank · Arlington, MA
3$4.8M$500,0000%
4TD Bank
Bank · Wilmington, DE
3$500K$225,00033%
5Live Oak Banking
Bank · Wilmington, NC
2$2.1M$1,062,5000%
6Salem Five Cents Savings Bank
Bank · Salem, MA
2$150K$75,0000%
7Beacon Bank and Trust
Bank · Boston, MA
1$4.2M$4,226,0000%
8Bay Colony Development
Certified development company · Waltham, MA
1$1.7M$1,687,0000%
9Granite State Economic Development
Certified development company · Portsmouth, NH
1$1.6M$1,616,0000%
10Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$1.4M$1,365,0000%
11Webster Bank
Bank · Stamford, CT
1$300K$300,0000%
12Rockland Trust
Bank · Rockland, MA
1$300K$300,0000%
13Northern Bank and Trust
Bank · Woburn, MA
1$250K$250,000100%
14Newtek Bank
Bank · Miami, FL
1$150K$150,0000%
15BayFirst National Bank
Bank · St. Petersburg, FL
1$150K$150,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Wilmington. For 504 loans the lender shown is the certified development company.

What gets financed in Wilmington

IndustryLoansShareMedian loanMost active lender
Construction10
23%
$237,500Manufacturers and Traders Trust
Other services (repair, personal care)7
16%
$75,000Manufacturers and Traders Trust
Professional and technical services5
11%
$150,000Eastern Bank
Manufacturing4
9%
$956,000Eastern Bank
Real estate and rental4
9%
$74,500Eastern Bank
Retail4
9%
$82,500Salem Five Cents Savings Bank
Restaurants and hotels3
7%
$50,000Leader Bank
Health care and social assistance2
5%
$115,000Eastern Bank
Loan size mix
  • Under $150,00052%
  • $150,000 to $500,00032%
  • $500,000 to $2 million11%
  • $2 million and up5%
Compared with Massachusetts
Median loan, Wilmington
$112,500
Median loan, Massachusetts
$145,000
Startup share, Wilmington
11%
Startup share, Massachusetts
27%
Share of state's SBA loans
0.5%

SBA loans per fiscal year in Wilmington

071320FY14: 14 loansFY14FY15: 13 loansFY15FY16: 17 loansFY1617FY17: 12 loansFY17FY18: 11 loansFY18FY19: 7 loansFY19FY20: 3 loansFY20FY21: 7 loansFY21FY22: 11 loansFY22FY23: 6 loansFY23FY24: 12 loansFY24FY25: 9 loansFY25FY26 (Oct to Jun): 6 loansFY266
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.