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SBA lenders in Ridgewood, NJ

SBA 7(a) and 504 loans to businesses in Ridgewood (Bergen County), October 2021 to June 30, 2026 · Updated October 15, 2026
31
SBA loans approved
$13.5M
Total approved
$150,000
Median loan
16
Lenders active
35%
To startups

31 SBA loans worth $13.5M went to businesses in Ridgewood, NJ between October 2021 and June 2026, from 16 lenders. TD Bank made the most, 6 loans. The median loan was $150,000, compared with $150,000 across New Jersey, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Ridgewood

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
6$2.5M$100,00017%
2Huntington National Bank
Bank · Columbus, OH
6$1.3M$165,000100%
3Northeast Bank
Bank · Portland, ME
3$277K$100,0000%
4JPMorgan Chase Bank
Bank · Columbus, OH
2$530K$265,0000%
5NewBank
Bank · Flushing, NY
2$500K$250,0000%
6BayFirst National Bank
Bank · St. Petersburg, FL
2$274K$137,0500%
7Live Oak Banking
Bank · Wilmington, NC
1$2.1M$2,118,0000%
8Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$1.6M$1,624,0000%
9Columbia Bank
Bank · Fair Lawn, NJ
1$1.4M$1,375,000100%
10Wells Fargo Bank
Bank · Sioux Falls, SD
1$1.3M$1,315,0000%
11Provident Bank
Bank · Jersey City, NJ
1$820K$820,0000%
12Trenton Business Assistance
Certified development company · Princeton, NJ
1$356K$356,0000%
13KeyBank
Bank · Cleveland, OH
1$259K$259,000100%
14Stearns Bank
Bank · St. Cloud, MN
1$150K$150,000100%
15United Midwest Savings Bank
Bank · Degraff, OH
1$150K$150,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Ridgewood. For 504 loans the lender shown is the certified development company.

What gets financed in Ridgewood

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels6
19%
$304,450Huntington National Bank
Health care and social assistance4
13%
$768,000Northeast Bank
Arts, entertainment and recreation4
13%
$137,050Huntington National Bank
Other services (repair, personal care)4
13%
$250,000Huntington National Bank
Retail3
10%
$100,000TD Bank
Education2
6%
$102,500TD Bank
Professional and technical services2
6%
$193,000Trenton Business Assistance
Construction1
3%
$820,000Provident Bank
Loan size mix
  • Under $150,00039%
  • $150,000 to $500,00035%
  • $500,000 to $2 million23%
  • $2 million and up3%
Compared with New Jersey
Median loan, Ridgewood
$150,000
Median loan, New Jersey
$150,000
Startup share, Ridgewood
35%
Startup share, New Jersey
30%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Ridgewood

071320FY14: 9 loansFY14FY15: 5 loansFY15FY16: 8 loansFY16FY17: 11 loansFY1711FY18: 7 loansFY18FY19: 8 loansFY19FY20: 3 loansFY20FY21: 4 loansFY21FY22: 8 loansFY22FY23: 6 loansFY23FY24: 5 loansFY24FY25: 7 loansFY25FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.