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SBA lenders in Ramsey, NJ

SBA 7(a) and 504 loans to businesses in Ramsey (Bergen County), October 2021 to June 30, 2026 · Updated October 15, 2026
43
SBA loans approved
$24.6M
Total approved
$100,000
Median loan
16
Lenders active
16%
To startups

43 SBA loans worth $24.6M went to businesses in Ramsey, NJ between October 2021 and June 2026, from 16 lenders. TD Bank made the most, 15 loans. The median loan was $100,000, compared with $150,000 across New Jersey, and professional and technical services was the most financed industry.

Most active SBA lenders in Ramsey

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
15$1.8M$100,0007%
2Manufacturers and Traders Trust
Bank · Buffalo, NY
5$325K$50,0000%
3Empire State Certified Development
Certified development company · Latham, NY
3$9.9M$2,911,0000%
4Live Oak Banking
Bank · Wilmington, NC
3$900K$350,00067%
5Northeast Bank
Bank · Portland, ME
3$175K$50,0000%
6PNC Bank
Bank · Wilmington, DE
2$2.5M$1,273,80050%
7Huntington National Bank
Bank · Columbus, OH
2$305K$152,500100%
8Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$70K$35,0000%
9Empire State Bank
Bank · Staten Island, NY
1$4.8M$4,800,0000%
10FinWise Bank
Bank · Murray, UT
1$2.4M$2,400,0000%
11Bank Five Nine
Bank · Oconomowoc, WI
1$493K$493,000100%
12Citizens Bank
Bank · Providence, RI
1$400K$400,0000%
13Bank of Hope
Bank · Los Angeles, CA
1$293K$293,0000%
14Commonwealth Business Bank
Bank · Los Angeles, CA
1$135K$135,0000%
15JPMorgan Chase Bank
Bank · Columbus, OH
1$50K$50,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Ramsey. For 504 loans the lender shown is the certified development company.

What gets financed in Ramsey

IndustryLoansShareMedian loanMost active lender
Professional and technical services7
16%
$75,500TD Bank
Retail6
14%
$1,225,000Manufacturers and Traders Trust
Administrative and support services6
14%
$100,000TD Bank
Other services (repair, personal care)5
12%
$20,000Commonwealth Business Bank
Construction4
9%
$85,500TD Bank
Health care and social assistance4
9%
$350,000Live Oak Banking
Arts, entertainment and recreation3
7%
$200,000Huntington National Bank
Restaurants and hotels3
7%
$50,000Northeast Bank
Loan size mix
  • Under $150,00058%
  • $150,000 to $500,00028%
  • $500,000 to $2 million0%
  • $2 million and up14%
Compared with New Jersey
Median loan, Ramsey
$100,000
Median loan, New Jersey
$150,000
Startup share, Ramsey
16%
Startup share, New Jersey
30%
Share of state's SBA loans
0.4%

SBA loans per fiscal year in Ramsey

03710FY14: 4 loansFY14FY15: 8 loansFY15FY16: 5 loansFY16FY17: 10 loansFY1710FY18: 3 loansFY18FY19: 1 loansFY19FY20: 5 loansFY20FY21: 2 loansFY21FY22: 7 loansFY22FY23: 7 loansFY23FY24: 10 loansFY24FY25: 9 loansFY25FY26 (Oct to Jun): 10 loansFY2610
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.