609 SBA loans worth $177.8M went to businesses in Buffalo, NY between October 2021 and June 2026, from 47 lenders. Manufacturers and Traders Trust made the most, 306 loans. The median loan was $100,000, compared with $150,000 across New York, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Bank · Buffalo, NY | 306 | $46.7M | $50,000 | 41% |
| 2 | KeyBank Bank · Cleveland, OH | 65 | $17.5M | $50,000 | 72% |
| 3 | Empire State Certified Development Certified development company · Latham, NY | 45 | $29.6M | $436,000 | 22% |
| 4 | Northwest Bank Bank · Warren, PA | 33 | $7.2M | $94,900 | 58% |
| 5 | Five Star Bank Bank · Rochester, NY | 21 | $3.0M | $65,000 | 33% |
| 6 | Huntington National Bank Bank · Columbus, OH | 16 | $4.3M | $280,500 | 50% |
| 7 | Newtek Bank Bank · Miami, FL | 13 | $3.5M | $150,000 | 31% |
| 8 | Bank of America Bank · Charlotte, NC | 11 | $5.8M | $360,000 | 9% |
| 9 | Northeast Bank Bank · Portland, ME | 9 | $1.2M | $50,000 | 11% |
| 10 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 8 | $3.9M | $266,750 | 25% |
| 11 | BayFirst National Bank Bank · St. Petersburg, FL | 8 | $1.7M | $150,000 | 0% |
| 12 | Tompkins Community Bank Bank · Ithaca, NY | 7 | $3.0M | $200,000 | 14% |
| 13 | NBT Bank Bank · Norwich, NY | 7 | $2.3M | $141,000 | 29% |
| 14 | Wells Fargo Bank Bank · Sioux Falls, SD | 5 | $3.5M | $482,200 | 80% |
| 15 | CNB Bank Bank · Clearfield, PA | 5 | $2.6M | $319,500 | 20% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 117 | $100,000 | Manufacturers and Traders Trust | |
| Retail | 81 | $100,000 | Manufacturers and Traders Trust | |
| Other services (repair, personal care) | 56 | $110,000 | Manufacturers and Traders Trust | |
| Professional and technical services | 50 | $137,500 | Manufacturers and Traders Trust | |
| Health care and social assistance | 47 | $100,000 | Manufacturers and Traders Trust | |
| Construction | 46 | $50,050 | Manufacturers and Traders Trust | |
| Administrative and support services | 45 | $100,000 | Manufacturers and Traders Trust | |
| Manufacturing | 38 | $125,000 | Manufacturers and Traders Trust |