618 SBA loans worth $181.3M went to businesses in Rochester, NY between October 2021 and June 2026, from 46 lenders. ESL FCU made the most, 162 loans. The median loan was $100,000, compared with $150,000 across New York, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | ESL FCU Credit union · Rochester, NY | 162 | $18.1M | $50,000 | 34% |
| 2 | Manufacturers and Traders Trust Bank · Buffalo, NY | 156 | $25.5M | $50,000 | 51% |
| 3 | Genesee Regional Bank Bank · Rochester, NY | 57 | $24.3M | $166,000 | 39% |
| 4 | Canandaigua National Bank and Trust Bank · Canandaigua, NY | 32 | $11.5M | $250,000 | 28% |
| 5 | KeyBank Bank · Cleveland, OH | 29 | $3.1M | $40,000 | 66% |
| 6 | Five Star Bank Bank · Rochester, NY | 26 | $4.7M | $62,500 | 31% |
| 7 | Monroe County Industrial Development Certified development company · Rochester, NY | 25 | $14.0M | $421,000 | 12% |
| 8 | Empire State Certified Development Certified development company · Latham, NY | 19 | $12.7M | $417,000 | 16% |
| 9 | Northeast Bank Bank · Portland, ME | 11 | $987K | $50,000 | 27% |
| 10 | Huntington National Bank Bank · Columbus, OH | 10 | $3.7M | $237,500 | 50% |
| 11 | Tompkins Community Bank Bank · Ithaca, NY | 9 | $862K | $100,000 | 56% |
| 12 | Newtek Bank Bank · Miami, FL | 7 | $4.5M | $535,000 | 0% |
| 13 | Celtic Bank Bank · Salt Lake City, UT | 6 | $15.1M | $3,054,500 | 33% |
| 14 | BayFirst National Bank Bank · St. Petersburg, FL | 6 | $900K | $150,000 | 17% |
| 15 | Bank of America Bank · Charlotte, NC | 5 | $2.7M | $341,200 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 81 | $70,000 | Manufacturers and Traders Trust | |
| Restaurants and hotels | 81 | $80,000 | Manufacturers and Traders Trust | |
| Manufacturing | 75 | $250,000 | Manufacturers and Traders Trust | |
| Retail | 69 | $100,000 | Manufacturers and Traders Trust | |
| Other services (repair, personal care) | 66 | $88,600 | ESL FCU | |
| Professional and technical services | 46 | $130,000 | Genesee Regional Bank | |
| Health care and social assistance | 39 | $100,000 | ESL FCU | |
| Administrative and support services | 35 | $50,000 | ESL FCU |