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SBA lenders in North Tonawanda, NY

SBA 7(a) and 504 loans to businesses in North Tonawanda (Niagara County), October 2021 to June 30, 2026 · Updated October 15, 2026
30
SBA loans approved
$10.9M
Total approved
$90,000
Median loan
14
Lenders active
27%
To startups

30 SBA loans worth $10.9M went to businesses in North Tonawanda, NY between October 2021 and June 2026, from 14 lenders. Manufacturers and Traders Trust made the most, 10 loans. The median loan was $90,000, compared with $150,000 across New York, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in North Tonawanda

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
10$950K$25,00020%
2Newtek Bank
Bank · Miami, FL
3$625K$275,0000%
3Five Star Bank
Bank · Rochester, NY
3$184K$25,0000%
4Celtic Bank
Bank · Salt Lake City, UT
2$4.0M$1,996,5500%
5Live Oak Banking
Bank · Wilmington, NC
2$1.9M$967,5000%
6NBT Bank
Bank · Norwich, NY
2$144K$71,750100%
7First Merchants Bank
Bank · Muncie, IN
1$1.1M$1,128,600100%
8Summit State Bank
Bank · Santa Rosa, CA
1$575K$575,000100%
9Empire State Certified Development
Certified development company · Latham, NY
1$512K$512,0000%
10Northwest Bank
Bank · Warren, PA
1$499K$499,0000%
11Lendistry SBLC
Non-bank lender · Los Angeles, CA
1$150K$150,0000%
12BayFirst National Bank
Bank · St. Petersburg, FL
1$150K$150,0000%
13Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$50K$50,000100%
14KeyBank
Bank · Cleveland, OH
1$22K$22,300100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in North Tonawanda. For 504 loans the lender shown is the certified development company.

What gets financed in North Tonawanda

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)9
30%
$80,000Manufacturers and Traders Trust
Administrative and support services4
13%
$62,500Live Oak Banking
Construction4
13%
$880,800Celtic Bank
Restaurants and hotels4
13%
$215,000Manufacturers and Traders Trust
Education2
7%
$84,750Five Star Bank
Manufacturing2
7%
$268,500Five Star Bank
Professional and technical services2
7%
$12,500Manufacturers and Traders Trust
Finance and insurance1
3%
$499,000Northwest Bank
Loan size mix
  • Under $150,00057%
  • $150,000 to $500,00023%
  • $500,000 to $2 million17%
  • $2 million and up3%
Compared with New York
Median loan, North Tonawanda
$90,000
Median loan, New York
$150,000
Startup share, North Tonawanda
27%
Startup share, New York
25%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in North Tonawanda

0102030FY14: 6 loansFY14FY15: 11 loansFY15FY16: 20 loansFY1620FY17: 13 loansFY17FY18: 7 loansFY18FY19: 7 loansFY19FY20: 4 loansFY20FY21: 1 loansFY21FY22: 5 loansFY22FY23: 2 loansFY23FY24: 11 loansFY24FY25: 8 loansFY25FY26 (Oct to Jun): 4 loansFY264
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.