28 SBA loans worth $4.4M went to businesses in St. Albans, NY between October 2021 and June 2026, from 12 lenders. TD Bank made the most, 10 loans. The median loan was $64,400, compared with $150,000 across New York, and professional and technical services was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | TD Bank Bank · Wilmington, DE | 10 | $300K | $25,000 | 70% |
| 2 | Newtek Bank Bank · Miami, FL | 5 | $548K | $48,000 | 20% |
| 3 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 2 | $854K | $426,750 | 0% |
| 4 | United Midwest Savings Bank Bank · Degraff, OH | 2 | $300K | $150,000 | 0% |
| 5 | Manufacturers and Traders Trust Bank · Buffalo, NY | 2 | $125K | $62,500 | 0% |
| 6 | Empire State Certified Development Certified development company · Latham, NY | 1 | $1.1M | $1,051,000 | 0% |
| 7 | Live Oak Banking Bank · Wilmington, NC | 1 | $500K | $500,000 | 0% |
| 8 | Huntington National Bank Bank · Columbus, OH | 1 | $350K | $350,000 | 0% |
| 9 | Heritage Bank Bank · Burlington, KY | 1 | $150K | $150,000 | 0% |
| 10 | BayFirst National Bank Bank · St. Petersburg, FL | 1 | $150K | $150,000 | 0% |
| 11 | Colony Bank Bank · Fitzgerald, GA | 1 | $81K | $80,800 | 0% |
| 12 | JPMorgan Chase Bank Bank · Columbus, OH | 1 | $39K | $39,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Professional and technical services | 6 | $25,000 | TD Bank | |
| Construction | 4 | $122,500 | United Midwest Savings Bank | |
| Retail | 4 | $150,000 | Manufacturers and Traders Trust | |
| Transportation and warehousing | 3 | $15,000 | TD Bank | |
| Other services (repair, personal care) | 3 | $40,000 | Live Oak Banking | |
| Information and media | 3 | $35,000 | Newtek Bank | |
| Health care and social assistance | 2 | $650,500 | Newtek Bank | |
| Education | 1 | $35,000 | TD Bank |