27 SBA loans worth $8.4M went to businesses in St. James, NY between October 2021 and June 2026, from 12 lenders. TD Bank made the most, 8 loans. The median loan was $150,000, compared with $150,000 across New York, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | TD Bank Bank · Wilmington, DE | 8 | $295K | $37,500 | 50% |
| 2 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 4 | $650K | $147,000 | 25% |
| 3 | Manufacturers and Traders Trust Bank · Buffalo, NY | 4 | $325K | $72,500 | 25% |
| 4 | Empire State Certified Development Certified development company · Latham, NY | 3 | $2.5M | $677,000 | 0% |
| 5 | Hanover Community Bank Bank · Garden City Park, NY | 1 | $1.4M | $1,445,000 | 0% |
| 6 | Woori America Bank Bank · New York, NY | 1 | $920K | $920,000 | 0% |
| 7 | Dime Commercial Bank Bank · Hauppauge, NY | 1 | $780K | $780,000 | 0% |
| 8 | Bank of Hope Bank · Los Angeles, CA | 1 | $595K | $595,000 | 100% |
| 9 | Trenton Business Assistance Certified development company · Princeton, NJ | 1 | $297K | $297,000 | 0% |
| 10 | Live Oak Banking Bank · Wilmington, NC | 1 | $275K | $275,000 | 100% |
| 11 | Northeast Bank Bank · Portland, ME | 1 | $150K | $150,000 | 0% |
| 12 | BayFirst National Bank Bank · St. Petersburg, FL | 1 | $150K | $150,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 7 | $150,000 | TD Bank | |
| Other services (repair, personal care) | 7 | $780,000 | Empire State Certified Development | |
| Professional and technical services | 4 | $60,000 | Manufacturers and Traders Trust | |
| Restaurants and hotels | 4 | $177,750 | TD Bank | |
| Administrative and support services | 1 | $150,000 | Manufacturers and Traders Trust | |
| Manufacturing | 1 | $50,000 | Readycap Lending | |
| Real estate and rental | 1 | $50,000 | TD Bank | |
| Retail | 1 | $75,000 | Manufacturers and Traders Trust |