US Lender Metrics Get a Lender Match
Home › SBA lenders by state › New York › Smithtown

SBA lenders in Smithtown, NY

SBA 7(a) and 504 loans to businesses in Smithtown (Suffolk County), October 2021 to June 30, 2026 · Updated October 15, 2026
59
SBA loans approved
$15.3M
Total approved
$189,500
Median loan
21
Lenders active
20%
To startups

59 SBA loans worth $15.3M went to businesses in Smithtown, NY between October 2021 and June 2026, from 21 lenders. TD Bank made the most, 16 loans. The median loan was $189,500, compared with $150,000 across New York, and construction was the most financed industry.

Most active SBA lenders in Smithtown

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
16$2.1M$100,00019%
2Manufacturers and Traders Trust
Bank · Buffalo, NY
10$497K$40,00020%
3JPMorgan Chase Bank
Bank · Columbus, OH
6$2.2M$350,0000%
4Northeast Bank
Bank · Portland, ME
4$1.4M$390,0000%
5Newtek Bank
Bank · Miami, FL
3$850K$300,00033%
6Empire State Certified Development
Certified development company · Latham, NY
2$751K$375,5000%
7Huntington National Bank
Bank · Columbus, OH
2$524K$262,00050%
8Capital One
Bank · McLean, VA
2$520K$260,0000%
9Webster Bank
Bank · Stamford, CT
2$379K$189,5000%
10Byline Bank
Bank · Chicago, IL
1$2.0M$2,000,000100%
11Freedom Bank of Virginia
Bank · Fairfax, VA
1$1.5M$1,485,0000%
12Wells Fargo Bank
Bank · Sioux Falls, SD
1$560K$559,600100%
13Citibank
Bank · Sioux Falls, SD
1$422K$422,0000%
14Cross River Bank
Bank · Fort Lee, NJ
1$350K$350,0000%
15Bank of America
Bank · Charlotte, NC
1$298K$297,800100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Smithtown. For 504 loans the lender shown is the certified development company.

What gets financed in Smithtown

IndustryLoansShareMedian loanMost active lender
Construction7
12%
$150,000TD Bank
Retail7
12%
$30,000TD Bank
Arts, entertainment and recreation6
10%
$119,750Huntington National Bank
Professional and technical services6
10%
$166,000Manufacturers and Traders Trust
Restaurants and hotels6
10%
$200,000Newtek Bank
Health care and social assistance5
8%
$500,000Northeast Bank
Administrative and support services5
8%
$150,000TD Bank
Transportation and warehousing3
5%
$100,000TD Bank
Loan size mix
  • Under $150,00042%
  • $150,000 to $500,00044%
  • $500,000 to $2 million12%
  • $2 million and up2%
Compared with New York
Median loan, Smithtown
$189,500
Median loan, New York
$150,000
Startup share, Smithtown
20%
Startup share, New York
25%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Smithtown

071320FY14: 9 loansFY14FY15: 7 loansFY15FY16: 9 loansFY16FY17: 6 loansFY17FY18: 7 loansFY18FY19: 11 loansFY19FY20: 10 loansFY20FY21: 8 loansFY21FY22: 8 loansFY22FY23: 13 loansFY2313FY24: 12 loansFY24FY25: 13 loansFY25FY26 (Oct to Jun): 13 loansFY2613
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.