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SBA lenders in Fayetteville, NC

SBA 7(a) and 504 loans to businesses in Fayetteville (Cumberland County), October 2021 to June 30, 2026 · Updated October 15, 2026
120
SBA loans approved
$86.9M
Total approved
$348,950
Median loan
50
Lenders active
49%
To startups

120 SBA loans worth $86.9M went to businesses in Fayetteville, NC between October 2021 and June 2026, from 50 lenders. Northeast Bank made the most, 11 loans. The median loan was $348,950, compared with $311,750 across North Carolina, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Fayetteville

#LenderLoansApprovedMedian loanTo startups
1Northeast Bank
Bank · Portland, ME
11$1.6M$150,0000%
2Huntington National Bank
Bank · Columbus, OH
8$1.6M$175,000100%
3Readycap Lending
Non-bank lender · Berkeley Heights, NJ
8$1.4M$50,0000%
4Wells Fargo Bank
Bank · Sioux Falls, SD
6$866K$20,00067%
5United Community Bank
Bank · Greenville, SC
5$5.0M$605,00080%
6Live Oak Banking
Bank · Wilmington, NC
5$3.4M$870,00040%
7Newtek Bank
Bank · Miami, FL
5$786K$125,00040%
8GBank
Bank · Las Vegas, NV
4$18.9M$4,780,0000%
9Bank of Oak Ridge
Bank · Oak Ridge, NC
4$2.2M$405,500100%
10United Midwest Savings Bank
Bank · Degraff, OH
4$1.1M$140,000100%
11PNC Bank
Bank · Wilmington, DE
4$465K$72,5000%
12Truist Bank
Bank · Charlotte, NC
3$4.4M$891,00033%
13Business Expansion Funding
Certified development company · Charlotte, NC
3$3.7M$579,00033%
14Bancorp Bank
Bank · Sioux Falls, SD
3$2.7M$389,40033%
15First Bank of the Lake
Bank · Osage Beach, MO
3$1.2M$406,800100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Fayetteville. For 504 loans the lender shown is the certified development company.

What gets financed in Fayetteville

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels32
27%
$485,550Huntington National Bank
Retail19
16%
$500,000Live Oak Banking
Health care and social assistance14
12%
$338,500Readycap Lending
Other services (repair, personal care)10
8%
$175,000Readycap Lending
Construction9
8%
$150,000United Midwest Savings Bank
Real estate and rental8
7%
$150,000Northeast Bank
Administrative and support services7
6%
$300,000Northeast Bank
Arts, entertainment and recreation7
6%
$464,000PNC Bank
Loan size mix
  • Under $150,00026%
  • $150,000 to $500,00041%
  • $500,000 to $2 million24%
  • $2 million and up9%
Compared with North Carolina
Median loan, Fayetteville
$348,950
Median loan, North Carolina
$311,750
Startup share, Fayetteville
49%
Startup share, North Carolina
40%
Share of state's SBA loans
1.7%

SBA loans per fiscal year in Fayetteville

0132740FY14: 12 loansFY14FY15: 17 loansFY15FY16: 25 loansFY16FY17: 28 loansFY17FY18: 15 loansFY18FY19: 16 loansFY19FY20: 21 loansFY20FY21: 22 loansFY21FY22: 18 loansFY22FY23: 27 loansFY23FY24: 29 loansFY24FY25: 30 loansFY2530FY26 (Oct to Jun): 16 loansFY2616
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.