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SBA lenders in Sanford, NC

SBA 7(a) and 504 loans to businesses in Sanford (Lee County), October 2021 to June 30, 2026 · Updated October 15, 2026
46
SBA loans approved
$35.9M
Total approved
$412,500
Median loan
26
Lenders active
39%
To startups

46 SBA loans worth $35.9M went to businesses in Sanford, NC between October 2021 and June 2026, from 26 lenders. Live Oak Banking made the most, 6 loans. The median loan was $412,500, compared with $311,750 across North Carolina, and retail was the most financed industry.

Most active SBA lenders in Sanford

#LenderLoansApprovedMedian loanTo startups
1Live Oak Banking
Bank · Wilmington, NC
6$7.3M$1,072,50017%
2Northeast Bank
Bank · Portland, ME
4$928K$245,00025%
3Wells Fargo Bank
Bank · Sioux Falls, SD
4$70K$15,000100%
4Celtic Bank
Bank · Salt Lake City, UT
3$4.4M$1,489,00033%
5Fidelity Bank
Bank · Fuquay Varina, NC
3$3.3M$863,50067%
6Bank of America
Bank · Charlotte, NC
3$920K$210,0000%
7Business Expansion Funding
Certified development company · Charlotte, NC
2$2.6M$1,283,00050%
8First Bank
Bank · Southern Pines, NC
2$1.5M$764,00050%
9Newtek Small Business Finance
Non-bank lender · Lake Success, NY
2$1.0M$500,0000%
10FDIC - Community Bank & Trust-West Georgia
Non-bank lender · Lagrange, GA
1$5.0M$5,000,0000%
11Pathward
Bank · Sioux Falls, SD
1$3.4M$3,357,3000%
12Atlantic Union Bank
Bank · Richmond City, VA
1$1.9M$1,904,000100%
13Pinnacle Bank
Bank · Nashville, TN
1$740K$740,0000%
14United Community Bank
Bank · Greenville, SC
1$450K$450,000100%
15North State Bank
Bank · Raleigh, NC
1$425K$425,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Sanford. For 504 loans the lender shown is the certified development company.

What gets financed in Sanford

IndustryLoansShareMedian loanMost active lender
Retail9
20%
$454,000Live Oak Banking
Construction8
17%
$180,000Bank of America
Other services (repair, personal care)5
11%
$150,000Celtic Bank
Manufacturing4
9%
$350,000Northeast Bank
Real estate and rental4
9%
$731,750Live Oak Banking
Professional and technical services3
7%
$500,000FDIC - Community Bank & Trust-West Georgia
Restaurants and hotels3
7%
$1,904,000Atlantic Union Bank
Transportation and warehousing3
7%
$25,000Wells Fargo Bank
Loan size mix
  • Under $150,00026%
  • $150,000 to $500,00030%
  • $500,000 to $2 million33%
  • $2 million and up11%
Compared with North Carolina
Median loan, Sanford
$412,500
Median loan, North Carolina
$311,750
Startup share, Sanford
39%
Startup share, North Carolina
40%
Share of state's SBA loans
0.6%

SBA loans per fiscal year in Sanford

071320FY14: 4 loansFY14FY15: 4 loansFY15FY16: 9 loansFY16FY17: 6 loansFY17FY18: 7 loansFY18FY19: 7 loansFY19FY20: 5 loansFY20FY21: 6 loansFY21FY22: 5 loansFY22FY23: 9 loansFY23FY24: 8 loansFY24FY25: 13 loansFY2513FY26 (Oct to Jun): 11 loansFY2611
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.