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SBA lenders in Garner, NC

SBA 7(a) and 504 loans to businesses in Garner (Wake County), October 2021 to June 30, 2026 · Updated October 15, 2026
53
SBA loans approved
$20.2M
Total approved
$290,000
Median loan
28
Lenders active
45%
To startups

53 SBA loans worth $20.2M went to businesses in Garner, NC between October 2021 and June 2026, from 28 lenders. Huntington National Bank made the most, 12 loans. The median loan was $290,000, compared with $311,750 across North Carolina, and construction was the most financed industry.

Most active SBA lenders in Garner

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
12$2.7M$189,75067%
2Business Expansion Funding
Certified development company · Charlotte, NC
3$2.1M$710,0000%
3Pinnacle Bank
Bank · Nashville, TN
3$1.1M$223,20067%
4Bank of America
Bank · Charlotte, NC
3$812K$337,50033%
5United Midwest Savings Bank
Bank · Degraff, OH
3$450K$150,000100%
6Citizens Bank
Bank · Elizabethton, TN
2$896K$448,200100%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$550K$275,0000%
8Live Oak Banking
Bank · Wilmington, NC
2$500K$250,0000%
9First Resource Bank
Bank · Lino Lakes, MN
2$445K$222,500100%
10Newtek Bank
Bank · Miami, FL
2$400K$200,0000%
11Wells Fargo Bank
Bank · Sioux Falls, SD
2$25K$12,500100%
12Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
1$2.2M$2,214,0000%
13First-Citizens Bank & Trust
Bank · Raleigh, NC
1$1.4M$1,400,0000%
14Fidelity Bank
Bank · Fuquay Varina, NC
1$1.1M$1,138,0000%
15First Bank of the Lake
Bank · Osage Beach, MO
1$1.1M$1,071,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Garner. For 504 loans the lender shown is the certified development company.

What gets financed in Garner

IndustryLoansShareMedian loanMost active lender
Construction11
21%
$290,000Huntington National Bank
Administrative and support services10
19%
$150,000Huntington National Bank
Health care and social assistance8
15%
$446,750Business Expansion Funding
Retail6
11%
$340,000First Resource Bank
Restaurants and hotels6
11%
$332,500Huntington National Bank
Other services (repair, personal care)4
8%
$325,000Lendistry SBLC
Real estate and rental2
4%
$100,000Fifth Third Bank
Transportation and warehousing2
4%
$55,000Coastal Federal Credit Union
Loan size mix
  • Under $150,00032%
  • $150,000 to $500,00040%
  • $500,000 to $2 million26%
  • $2 million and up2%
Compared with North Carolina
Median loan, Garner
$290,000
Median loan, North Carolina
$311,750
Startup share, Garner
45%
Startup share, North Carolina
40%
Share of state's SBA loans
0.7%

SBA loans per fiscal year in Garner

071320FY14: 9 loansFY14FY15: 6 loansFY15FY16: 11 loansFY16FY17: 8 loansFY17FY18: 8 loansFY18FY19: 8 loansFY19FY20: 6 loansFY20FY21: 7 loansFY21FY22: 12 loansFY2212FY23: 9 loansFY23FY24: 12 loansFY24FY25: 12 loansFY25FY26 (Oct to Jun): 8 loansFY268
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.