29 SBA loans worth $21.9M went to businesses in Fletcher, NC between October 2021 and June 2026, from 21 lenders. Readycap Lending made the most, 4 loans. The median loan was $329,400, compared with $311,750 across North Carolina, and health care and social assistance was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 4 | $735K | $109,000 | 75% |
| 2 | CIBC Bank USA Bank · Chicago, IL | 2 | $1.9M | $935,400 | 100% |
| 3 | Live Oak Banking Bank · Wilmington, NC | 2 | $1.8M | $887,500 | 0% |
| 4 | United FCU Credit union · St. Joseph, MI | 2 | $565K | $282,500 | 0% |
| 5 | Mountain Bizcapital Non-bank lender · Asheville, NC | 2 | $475K | $237,500 | 50% |
| 6 | Banesco USA Bank · Miami, FL | 2 | $354K | $177,200 | 50% |
| 7 | Carolina Business Capital Certified development company · Charlotte, NC | 1 | $3.6M | $3,592,000 | 0% |
| 8 | Ameris Bank Bank · Atlanta, GA | 1 | $2.7M | $2,746,000 | 0% |
| 9 | Newtek Bank Bank · Miami, FL | 1 | $2.5M | $2,510,000 | 0% |
| 10 | Peoples Bank Bank · Mendenhall, MS | 1 | $2.0M | $1,988,400 | 0% |
| 11 | Newtek Small Business Finance Non-bank lender · Lake Success, NY | 1 | $1.5M | $1,500,000 | 0% |
| 12 | United Community Bank Bank · Greenville, SC | 1 | $1.3M | $1,270,000 | 100% |
| 13 | HomeTrust Bank Bank · Asheville, NC | 1 | $713K | $713,000 | 0% |
| 14 | Bank of America Bank · Charlotte, NC | 1 | $497K | $497,000 | 100% |
| 15 | CDC Small Business Finance Non-bank lender · San Diego, CA | 1 | $300K | $300,000 | 100% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Health care and social assistance | 6 | $431,500 | Live Oak Banking | |
| Wholesale trade | 5 | $329,400 | Banesco USA | |
| Restaurants and hotels | 3 | $350,000 | Countybank | |
| Transportation and warehousing | 3 | $120,000 | BayFirst National Bank | |
| Manufacturing | 3 | $150,000 | Heritage Bank | |
| Administrative and support services | 2 | $398,500 | Bank of America | |
| Construction | 2 | $983,500 | Readycap Lending | |
| Retail | 2 | $282,500 | United FCU |