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SBA lenders in Mount Airy, NC

SBA 7(a) and 504 loans to businesses in Mount Airy (Surry County), October 2021 to June 30, 2026 · Updated October 15, 2026
39
SBA loans approved
$16.3M
Total approved
$148,500
Median loan
10
Lenders active
46%
To startups

39 SBA loans worth $16.3M went to businesses in Mount Airy, NC between October 2021 and June 2026, from 10 lenders. First Community Bank made the most, 26 loans. The median loan was $148,500, compared with $311,750 across North Carolina, and manufacturing was the most financed industry.

Most active SBA lenders in Mount Airy

#LenderLoansApprovedMedian loanTo startups
1First Community Bank
Bank · Bluefield, VA
26$11.7M$149,25038%
2First Bank and Trust
Bank · Lebanon, VA
3$608K$150,00067%
3Wells Fargo Bank
Bank · Sioux Falls, SD
2$2.3M$1,156,500100%
4Live Oak Banking
Bank · Wilmington, NC
2$650K$325,00050%
5TowneBank
Bank · Portsmouth, VA
1$684K$684,100100%
6Midwest Regional Bank
Bank · Clayton, MO
1$106K$106,000100%
7SouthState Bank
Bank · Winter Haven, FL
1$100K$100,0000%
8U.S. Bank
Bank · Cincinnati, OH
1$40K$40,0000%
9Northeast Bank
Bank · Portland, ME
1$25K$25,0000%
10PNC Bank
Bank · Wilmington, DE
1$20K$20,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Mount Airy. For 504 loans the lender shown is the certified development company.

What gets financed in Mount Airy

IndustryLoansShareMedian loanMost active lender
Manufacturing8
21%
$128,000First Community Bank
Retail7
18%
$100,000First Community Bank
Health care and social assistance5
13%
$54,600First Community Bank
Restaurants and hotels4
10%
$275,500Wells Fargo Bank
Other services (repair, personal care)4
10%
$1,950,000First Community Bank
Construction4
10%
$131,000First Community Bank
Administrative and support services2
5%
$309,500First Community Bank
Transportation and warehousing2
5%
$86,400First Community Bank
Loan size mix
  • Under $150,00051%
  • $150,000 to $500,00026%
  • $500,000 to $2 million15%
  • $2 million and up8%
Compared with North Carolina
Median loan, Mount Airy
$148,500
Median loan, North Carolina
$311,750
Startup share, Mount Airy
46%
Startup share, North Carolina
40%
Share of state's SBA loans
0.5%

SBA loans per fiscal year in Mount Airy

0102030FY14: 17 loansFY14FY15: 19 loansFY15FY16: 23 loansFY1623FY17: 20 loansFY17FY18: 18 loansFY18FY19: 8 loansFY19FY20: 5 loansFY20FY21: 13 loansFY21FY22: 5 loansFY22FY23: 8 loansFY23FY24: 6 loansFY24FY25: 8 loansFY25FY26 (Oct to Jun): 12 loansFY2612
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.