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SBA lenders in Cypress, TX

SBA 7(a) and 504 loans to businesses in Cypress (Harris County), October 2021 to June 30, 2026 · Updated October 15, 2026
290
SBA loans approved
$187.0M
Total approved
$309,500
Median loan
82
Lenders active
49%
To startups

290 SBA loans worth $187.0M went to businesses in Cypress, TX between October 2021 and June 2026, from 82 lenders. Huntington National Bank made the most, 40 loans. The median loan was $309,500, compared with $320,600 across Texas, and health care and social assistance was the most financed industry.

Most active SBA lenders in Cypress

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
40$10.6M$204,05082%
2Newtek Bank
Bank · Miami, FL
20$9.8M$225,00020%
3Wells Fargo Bank
Bank · Sioux Falls, SD
20$4.5M$17,50085%
4Northeast Bank
Bank · Portland, ME
12$2.0M$162,50025%
5Zions Bank, A Division of
Bank · Salt Lake City, UT
10$9.5M$332,50050%
6BayFirst National Bank
Bank · St. Petersburg, FL
9$1.2M$150,0000%
7Celtic Bank
Bank · Salt Lake City, UT
8$5.5M$150,00012%
8Citizens Bank
Bank · Elizabethton, TN
8$3.5M$470,20088%
9JPMorgan Chase Bank
Bank · Columbus, OH
8$1.0M$95,00025%
10Live Oak Banking
Bank · Wilmington, NC
7$13.5M$1,840,00029%
11Frost Bank
Bank · San Antonio, TX
7$5.0M$631,00057%
12United Midwest Savings Bank
Bank · Degraff, OH
7$1.2M$150,00086%
13Stellar Bank
Bank · Houston, TX
6$6.8M$592,20067%
14First Bank of the Lake
Bank · Osage Beach, MO
6$5.8M$163,50033%
15Readycap Lending
Non-bank lender · Berkeley Heights, NJ
6$1.4M$250,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Cypress. For 504 loans the lender shown is the certified development company.

What gets financed in Cypress

IndustryLoansShareMedian loanMost active lender
Health care and social assistance49
17%
$452,000Huntington National Bank
Restaurants and hotels41
14%
$410,000Huntington National Bank
Professional and technical services32
11%
$150,000Newtek Bank
Construction28
10%
$150,000United Midwest Savings Bank
Other services (repair, personal care)24
8%
$211,500Huntington National Bank
Retail23
8%
$290,000United Community Bank
Administrative and support services17
6%
$374,000Huntington National Bank
Arts, entertainment and recreation16
6%
$571,500Huntington National Bank
Loan size mix
  • Under $150,00028%
  • $150,000 to $500,00038%
  • $500,000 to $2 million24%
  • $2 million and up10%
Compared with Texas
Median loan, Cypress
$309,500
Median loan, Texas
$320,600
Startup share, Cypress
49%
Startup share, Texas
40%
Share of state's SBA loans
1.2%

SBA loans per fiscal year in Cypress

0306090FY14: 33 loansFY14FY15: 40 loansFY15FY16: 45 loansFY16FY17: 57 loansFY17FY18: 48 loansFY18FY19: 37 loansFY19FY20: 42 loansFY20FY21: 51 loansFY21FY22: 46 loansFY22FY23: 49 loansFY23FY24: 65 loansFY24FY25: 84 loansFY2584FY26 (Oct to Jun): 46 loansFY2646
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.