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SBA lenders in Houston, TX

SBA 7(a) and 504 loans to businesses in Houston (Harris County), October 2021 to June 30, 2026 · Updated October 15, 2026
2,646
SBA loans approved
$2.0B
Total approved
$300,000
Median loan
197
Lenders active
33%
To startups

2,646 SBA loans worth $2.0B went to businesses in Houston, TX between October 2021 and June 2026, from 197 lenders. Huntington National Bank made the most, 217 loans. The median loan was $300,000, compared with $320,600 across Texas, and professional and technical services was the most financed industry.

Most active SBA lenders in Houston

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
217$110.8M$275,00059%
2Zions Bank, A Division of
Bank · Salt Lake City, UT
154$45.9M$150,00025%
3Newtek Bank
Bank · Miami, FL
145$59.8M$200,00014%
4JPMorgan Chase Bank
Bank · Columbus, OH
144$42.8M$233,0009%
5Wells Fargo Bank
Bank · Sioux Falls, SD
130$38.2M$15,00083%
6Northeast Bank
Bank · Portland, ME
118$19.3M$148,2509%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
104$36.6M$50,00018%
8BayFirst National Bank
Bank · St. Petersburg, FL
101$15.9M$150,0003%
9Fifth Third Bank
Bank · Cincinnati, OH
99$55.5M$235,00013%
10Wallis Bank
Bank · Wallis, TX
94$130.9M$602,40054%
11Live Oak Banking
Bank · Wilmington, NC
65$75.3M$765,00026%
12Frost Bank
Bank · San Antonio, TX
56$51.3M$363,65045%
13Bank of America
Bank · Charlotte, NC
55$29.3M$300,00011%
14Capital Certified Development
Certified development company · Austin, TX
45$89.0M$1,533,00022%
15Celtic Bank
Bank · Salt Lake City, UT
42$19.2M$150,00021%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Houston. For 504 loans the lender shown is the certified development company.

What gets financed in Houston

IndustryLoansShareMedian loanMost active lender
Professional and technical services318
12%
$168,000Newtek Bank
Restaurants and hotels312
12%
$516,050Huntington National Bank
Other services (repair, personal care)305
12%
$250,000Huntington National Bank
Health care and social assistance302
11%
$278,200Huntington National Bank
Retail281
11%
$350,000Wallis Bank
Construction265
10%
$205,000JPMorgan Chase Bank
Manufacturing175
7%
$489,000Zions Bank, A Division of
Wholesale trade171
6%
$328,000JPMorgan Chase Bank
Loan size mix
  • Under $150,00027%
  • $150,000 to $500,00037%
  • $500,000 to $2 million25%
  • $2 million and up11%
Compared with Texas
Median loan, Houston
$300,000
Median loan, Texas
$320,600
Startup share, Houston
33%
Startup share, Texas
40%
Share of state's SBA loans
11.0%

SBA loans per fiscal year in Houston

0267533800FY14: 571 loansFY14FY15: 690 loansFY15FY16: 729 loansFY16FY17: 643 loansFY17FY18: 584 loansFY18FY19: 524 loansFY19FY20: 369 loansFY20FY21: 537 loansFY21FY22: 444 loansFY22FY23: 475 loansFY23FY24: 616 loansFY24FY25: 756 loansFY25756FY26 (Oct to Jun): 355 loansFY26355
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.