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SBA lenders in Richardson, TX

SBA 7(a) and 504 loans to businesses in Richardson (Dallas County), October 2021 to June 30, 2026 · Updated October 15, 2026
157
SBA loans approved
$137.7M
Total approved
$350,000
Median loan
72
Lenders active
42%
To startups

157 SBA loans worth $137.7M went to businesses in Richardson, TX between October 2021 and June 2026, from 72 lenders. Huntington National Bank made the most, 18 loans. The median loan was $350,000, compared with $320,600 across Texas, and health care and social assistance was the most financed industry.

Most active SBA lenders in Richardson

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
18$7.9M$216,85072%
2BayFirst National Bank
Bank · St. Petersburg, FL
11$1.7M$150,0000%
3First Internet Bank of Indiana
Bank · Fishers, IN
6$6.0M$625,500100%
4JPMorgan Chase Bank
Bank · Columbus, OH
6$1.1M$137,50017%
5Newtek Bank
Bank · Miami, FL
5$7.3M$700,0000%
6United Midwest Savings Bank
Bank · Degraff, OH
5$1.9M$150,000100%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
5$1.2M$204,5000%
8Northeast Bank
Bank · Portland, ME
5$872K$147,0000%
9Live Oak Banking
Bank · Wilmington, NC
4$3.5M$795,00025%
10Bank of America
Bank · Charlotte, NC
4$2.6M$460,40025%
11Midwest Regional Bank
Bank · Clayton, MO
3$6.6M$2,000,0000%
12Gulf Coast Bank and Trust
Bank · New Orleans, LA
3$2.6M$1,100,0000%
13Fifth Third Bank
Bank · Cincinnati, OH
3$2.6M$150,00067%
14Wallis Bank
Bank · Wallis, TX
3$1.8M$328,30067%
15Hanmi Bank
Bank · Los Angeles, CA
3$1.5M$285,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Richardson. For 504 loans the lender shown is the certified development company.

What gets financed in Richardson

IndustryLoansShareMedian loanMost active lender
Health care and social assistance28
18%
$395,100BayFirst National Bank
Restaurants and hotels27
17%
$620,000Huntington National Bank
Professional and technical services22
14%
$289,150Readycap Lending
Construction14
9%
$175,000Huntington National Bank
Retail14
9%
$447,500Southwestern National Bank
Other services (repair, personal care)10
6%
$406,000Fifth Third Bank
Arts, entertainment and recreation7
4%
$282,000Live Oak Banking
Information and media7
4%
$250,000Gulf Coast Bank and Trust
Loan size mix
  • Under $150,00019%
  • $150,000 to $500,00037%
  • $500,000 to $2 million31%
  • $2 million and up13%
Compared with Texas
Median loan, Richardson
$350,000
Median loan, Texas
$320,600
Startup share, Richardson
42%
Startup share, Texas
40%
Share of state's SBA loans
0.7%

SBA loans per fiscal year in Richardson

0204060FY14: 27 loansFY14FY15: 39 loansFY15FY16: 54 loansFY1654FY17: 38 loansFY17FY18: 29 loansFY18FY19: 35 loansFY19FY20: 29 loansFY20FY21: 27 loansFY21FY22: 31 loansFY22FY23: 27 loansFY23FY24: 30 loansFY24FY25: 36 loansFY25FY26 (Oct to Jun): 33 loansFY2633
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.