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SBA lenders in Vernal, UT

SBA 7(a) and 504 loans to businesses in Vernal (Uintah County), October 2021 to June 30, 2026 · Updated October 15, 2026
76
SBA loans approved
$41.2M
Total approved
$242,900
Median loan
17
Lenders active
39%
To startups

76 SBA loans worth $41.2M went to businesses in Vernal, UT between October 2021 and June 2026, from 17 lenders. Zions Bank, A Division of made the most, 30 loans. The median loan was $242,900, compared with $267,150 across Utah, and construction was the most financed industry.

Most active SBA lenders in Vernal

#LenderLoansApprovedMedian loanTo startups
1Zions Bank, A Division of
Bank · Salt Lake City, UT
30$11.9M$180,00040%
2Mountain America FCU
Credit union · Sandy, UT
11$2.7M$50,00055%
3Mountain West Small Business Finance
Certified development company · Salt Lake City, UT
8$10.7M$991,50038%
4America First Federal Credit Union
Credit union · Riverdale, UT
5$5.6M$242,9000%
5Intermountain Business Lending
Certified development company · Ogden, UT
4$3.4M$617,00025%
6Grand Valley Bank
Bank · Heber City, UT
3$782K$220,00067%
7U.S. Bank
Bank · Cincinnati, OH
3$370K$40,00067%
8B:Side Capital
Certified development company · Denver, CO
2$702K$351,0000%
9Wells Fargo Bank
Bank · Sioux Falls, SD
2$30K$15,000100%
10Port 51 Lending
Non-bank lender · New York, NY
1$1.4M$1,400,000100%
11First Internet Bank of Indiana
Bank · Fishers, IN
1$1.4M$1,397,0000%
12Capital Matrix
Certified development company · Boise, ID
1$937K$937,0000%
13Bank of Utah
Bank · Ogden, UT
1$550K$550,0000%
14Five Star Bank
Bank · Roseville, CA
1$300K$300,0000%
15Central Bank
Bank · Provo, UT
1$214K$214,200100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Vernal. For 504 loans the lender shown is the certified development company.

What gets financed in Vernal

IndustryLoansShareMedian loanMost active lender
Construction8
11%
$32,250Zions Bank, A Division of
Transportation and warehousing8
11%
$55,000Zions Bank, A Division of
Restaurants and hotels8
11%
$1,475,500Mountain West Small Business Finance
Real estate and rental7
9%
$242,900America First Federal Credit Union
Manufacturing7
9%
$350,000Mountain West Small Business Finance
Health care and social assistance7
9%
$300,000Zions Bank, A Division of
Wholesale trade7
9%
$135,000Zions Bank, A Division of
Retail6
8%
$545,250Mountain America FCU
Loan size mix
  • Under $150,00034%
  • $150,000 to $500,00034%
  • $500,000 to $2 million24%
  • $2 million and up8%
Compared with Utah
Median loan, Vernal
$242,900
Median loan, Utah
$267,150
Startup share, Vernal
39%
Startup share, Utah
33%
Share of state's SBA loans
1.2%

SBA loans per fiscal year in Vernal

0102030FY14: 25 loansFY14FY15: 29 loansFY1529FY16: 12 loansFY16FY17: 17 loansFY17FY18: 18 loansFY18FY19: 11 loansFY19FY20: 15 loansFY20FY21: 13 loansFY21FY22: 17 loansFY22FY23: 17 loansFY23FY24: 13 loansFY24FY25: 18 loansFY25FY26 (Oct to Jun): 11 loansFY2611
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.