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SBA lenders in Stafford, VA

SBA 7(a) and 504 loans to businesses in Stafford (Stafford County), October 2021 to June 30, 2026 · Updated October 15, 2026
72
SBA loans approved
$33.6M
Total approved
$165,000
Median loan
33
Lenders active
36%
To startups

72 SBA loans worth $33.6M went to businesses in Stafford, VA between October 2021 and June 2026, from 33 lenders. Northeast Bank made the most, 9 loans. The median loan was $165,000, compared with $232,000 across Virginia, and retail was the most financed industry.

Most active SBA lenders in Stafford

#LenderLoansApprovedMedian loanTo startups
1Northeast Bank
Bank · Portland, ME
9$1.3M$65,00011%
2Manufacturers and Traders Trust
Bank · Buffalo, NY
8$705K$40,00038%
3Wells Fargo Bank
Bank · Sioux Falls, SD
5$85K$15,000100%
4Live Oak Banking
Bank · Wilmington, NC
4$9.3M$1,913,00025%
5Newtek Bank
Bank · Miami, FL
4$750K$150,0000%
6Potomac Bank
Bank · Charles Town, WV
4$731K$181,25075%
7United Midwest Savings Bank
Bank · Degraff, OH
3$2.0M$150,00067%
8Newtek Small Business Finance
Non-bank lender · Lake Success, NY
3$765K$295,0000%
9Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$415K$50,0000%
10First National Bank of Pennsylvania
Bank · Greenville, PA
2$4.2M$2,082,500100%
11Ameris Bank
Bank · Atlanta, GA
2$1.5M$760,3000%
12Business Finance Group
Certified development company · Fairfax, VA
2$1.0M$518,5000%
13Heritage Bank
Bank · Burlington, KY
2$946K$473,0000%
14TD Bank
Bank · Wilmington, DE
2$239K$119,50050%
15Bancorp Bank
Bank · Sioux Falls, SD
1$2.4M$2,372,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Stafford. For 504 loans the lender shown is the certified development company.

What gets financed in Stafford

IndustryLoansShareMedian loanMost active lender
Retail13
18%
$150,000Northeast Bank
Health care and social assistance10
14%
$321,000Wells Fargo Bank
Professional and technical services8
11%
$185,000Manufacturers and Traders Trust
Restaurants and hotels8
11%
$580,500Ameris Bank
Other services (repair, personal care)7
10%
$150,000Northeast Bank
Construction6
8%
$93,200PNC Bank
Information and media4
6%
$87,500Manufacturers and Traders Trust
Arts, entertainment and recreation4
6%
$425,000Manufacturers and Traders Trust
Loan size mix
  • Under $150,00039%
  • $150,000 to $500,00038%
  • $500,000 to $2 million18%
  • $2 million and up6%
Compared with Virginia
Median loan, Stafford
$165,000
Median loan, Virginia
$232,000
Startup share, Stafford
36%
Startup share, Virginia
37%
Share of state's SBA loans
1.2%

SBA loans per fiscal year in Stafford

0102030FY14: 9 loansFY14FY15: 11 loansFY15FY16: 7 loansFY16FY17: 14 loansFY17FY18: 14 loansFY18FY19: 4 loansFY19FY20: 7 loansFY20FY21: 5 loansFY21FY22: 6 loansFY22FY23: 20 loansFY23FY24: 15 loansFY24FY25: 25 loansFY2525FY26 (Oct to Jun): 6 loansFY266
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.