155 SBA loans worth $105.6M went to businesses in Bellingham, WA between October 2021 and June 2026, from 44 lenders. Harborstone CU made the most, 15 loans. The median loan was $328,000, compared with $200,000 across Washington, and retail was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Harborstone CU Credit union · Lakewood, WA | 15 | $6.0M | $326,000 | 27% |
| 2 | Northwest Business Development Association Certified development company · Spokane Valley, WA | 11 | $6.3M | $533,000 | 0% |
| 3 | U.S. Bank Bank · Cincinnati, OH | 11 | $2.7M | $50,000 | 18% |
| 4 | Heritage Bank Bank · Olympia, WA | 9 | $5.7M | $342,000 | 11% |
| 5 | Ameritrust CDC Certified development company · Edmonds, WA | 9 | $4.8M | $507,000 | 0% |
| 6 | KeyBank Bank · Cleveland, OH | 7 | $4.0M | $250,000 | 57% |
| 7 | Live Oak Banking Bank · Wilmington, NC | 6 | $12.4M | $1,186,500 | 17% |
| 8 | Bank of the Pacific Bank · Aberdeen, WA | 6 | $3.7M | $237,000 | 50% |
| 9 | Banner Bank Bank · Walla Walla, WA | 6 | $1.2M | $75,000 | 33% |
| 10 | Peoples Bank Bank · Bellingham, WA | 5 | $2.8M | $400,000 | 0% |
| 11 | Whatcom Educational CU Credit union · Bellingham, WA | 5 | $1.5M | $125,000 | 40% |
| 12 | Wells Fargo Bank Bank · Sioux Falls, SD | 5 | $388K | $15,000 | 80% |
| 13 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 4 | $2.9M | $50,000 | 0% |
| 14 | Evergreen Business Capital Certified development company · Seattle, WA | 4 | $1.9M | $402,500 | 0% |
| 15 | JPMorgan Chase Bank Bank · Columbus, OH | 4 | $970K | $200,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Retail | 24 | $250,000 | Readycap Lending | |
| Restaurants and hotels | 23 | $300,000 | Harborstone CU | |
| Health care and social assistance | 22 | $333,000 | Northwest Business Development Association | |
| Construction | 17 | $507,000 | Harborstone CU | |
| Manufacturing | 17 | $274,000 | Bank of the Pacific | |
| Professional and technical services | 11 | $400,000 | Harborstone CU | |
| Other services (repair, personal care) | 8 | $489,850 | Harborstone CU | |
| Arts, entertainment and recreation | 7 | $449,000 | Harborstone CU |