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SBA lenders in Flagstaff, AZ

SBA 7(a) and 504 loans to businesses in Flagstaff (Coconino County), October 2021 to June 30, 2026 · Updated October 15, 2026
91
SBA loans approved
$71.2M
Total approved
$320,000
Median loan
38
Lenders active
16%
To startups

91 SBA loans worth $71.2M went to businesses in Flagstaff, AZ between October 2021 and June 2026, from 38 lenders. Mortgage Capital Development made the most, 12 loans. The median loan was $320,000, compared with $326,000 across Arizona, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Flagstaff

#LenderLoansApprovedMedian loanTo startups
1Mortgage Capital Development
Certified development company · Oakland, CA
12$13.3M$484,0000%
2Arizona Capital Source
Certified development company · Tucson, AZ
6$8.1M$1,329,0000%
3CDC Small Business Finance
Certified development company · San Diego, CA
6$4.9M$344,5000%
4Zions Bank, A Division of
Bank · Salt Lake City, UT
6$778K$62,50033%
5Newtek Bank
Bank · Miami, FL
5$1.0M$150,0000%
6JPMorgan Chase Bank
Bank · Columbus, OH
5$900K$200,00040%
7Bank of Missouri
Bank · Perryville, MO
4$309K$65,000100%
8First Internet Bank of Indiana
Bank · Fishers, IN
3$5.1M$310,00033%
9Huntington National Bank
Bank · Columbus, OH
3$1.8M$150,0000%
10St. Louis Bank
Bank · St. Louis, MO
3$1.3M$400,0000%
11CDC Small Business Finance
Non-bank lender · San Diego, CA
3$770K$270,0000%
12Western Alliance Bank
Bank · Phoenix, AZ
2$2.6M$1,296,1500%
13Byline Bank
Bank · Chicago, IL
2$2.3M$1,172,50050%
14Celtic Bank
Bank · Salt Lake City, UT
2$884K$442,00050%
15Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$604K$302,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Flagstaff. For 504 loans the lender shown is the certified development company.

What gets financed in Flagstaff

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels17
19%
$1,024,000Newtek Bank
Other services (repair, personal care)14
15%
$335,000Western Alliance Bank
Health care and social assistance12
13%
$131,900Bank of Missouri
Construction11
12%
$288,000Zions Bank, A Division of
Professional and technical services9
10%
$320,000Mortgage Capital Development
Retail7
8%
$350,000JPMorgan Chase Bank
Administrative and support services6
7%
$442,000Celtic Bank
Manufacturing3
3%
$302,000Readycap Lending
Loan size mix
  • Under $150,00022%
  • $150,000 to $500,00044%
  • $500,000 to $2 million22%
  • $2 million and up12%
Compared with Arizona
Median loan, Flagstaff
$320,000
Median loan, Arizona
$326,000
Startup share, Flagstaff
16%
Startup share, Arizona
32%
Share of state's SBA loans
1.3%

SBA loans per fiscal year in Flagstaff

0102030FY14: 27 loansFY1427FY15: 23 loansFY15FY16: 26 loansFY16FY17: 18 loansFY17FY18: 20 loansFY18FY19: 22 loansFY19FY20: 17 loansFY20FY21: 19 loansFY21FY22: 22 loansFY22FY23: 19 loansFY23FY24: 19 loansFY24FY25: 16 loansFY25FY26 (Oct to Jun): 15 loansFY2615
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.