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SBA lenders in Cottonwood, AZ

SBA 7(a) and 504 loans to businesses in Cottonwood (Yavapai County), October 2021 to June 30, 2026 · Updated October 15, 2026
34
SBA loans approved
$20.0M
Total approved
$255,650
Median loan
19
Lenders active
15%
To startups

34 SBA loans worth $20.0M went to businesses in Cottonwood, AZ between October 2021 and June 2026, from 19 lenders. St. Louis Bank made the most, 4 loans. The median loan was $255,650, compared with $326,000 across Arizona, and construction was the most financed industry.

Most active SBA lenders in Cottonwood

#LenderLoansApprovedMedian loanTo startups
1St. Louis Bank
Bank · St. Louis, MO
4$2.4M$533,0000%
2Zions Bank, A Division of
Bank · Salt Lake City, UT
4$810K$125,0000%
3Mortgage Capital Development
Certified development company · Oakland, CA
3$3.2M$701,0000%
4Celtic Bank
Bank · Salt Lake City, UT
2$2.7M$1,333,2000%
5Mountain America FCU
Credit union · Sandy, UT
2$1.6M$786,000100%
6Newtek Small Business Finance
Non-bank lender · Lake Success, NY
2$1.2M$600,0000%
7Arizona Financial Credit Union
Credit union · Phoenix, AZ
2$415K$207,50050%
8Huntington National Bank
Bank · Columbus, OH
2$280K$140,0000%
9Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$219K$109,3000%
10Newtek Bank
Bank · Miami, FL
2$190K$95,00050%
11First Utah Bank
Bank · Salt Lake City, UT
1$2.4M$2,360,0000%
12U.S. Bank
Bank · Cincinnati, OH
1$2.4M$2,358,8000%
13JPMorgan Chase Bank
Bank · Columbus, OH
1$765K$765,0000%
14Bank of America
Bank · Charlotte, NC
1$630K$630,0000%
15CDC Small Business Finance
Non-bank lender · San Diego, CA
1$350K$350,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Cottonwood. For 504 loans the lender shown is the certified development company.

What gets financed in Cottonwood

IndustryLoansShareMedian loanMost active lender
Construction12
35%
$241,800Zions Bank, A Division of
Health care and social assistance5
15%
$196,300Mountain America FCU
Restaurants and hotels4
12%
$1,168,000Mortgage Capital Development
Arts, entertainment and recreation3
9%
$115,000Celtic Bank
Manufacturing2
6%
$1,204,400Readycap Lending
Finance and insurance2
6%
$75,600Celtic Bank
Real estate and rental2
6%
$112,500Arizona Capital Source
Other services (repair, personal care)2
6%
$671,250Newtek Small Business Finance
Loan size mix
  • Under $150,00038%
  • $150,000 to $500,00024%
  • $500,000 to $2 million29%
  • $2 million and up9%
Compared with Arizona
Median loan, Cottonwood
$255,650
Median loan, Arizona
$326,000
Startup share, Cottonwood
15%
Startup share, Arizona
32%
Share of state's SBA loans
0.5%

SBA loans per fiscal year in Cottonwood

071320FY14: 1 loansFY14FY15: 6 loansFY15FY16: 3 loansFY16FY17: 6 loansFY17FY18: 6 loansFY18FY19: 5 loansFY19FY20: 7 loansFY20FY21: 2 loansFY21FY22: 5 loansFY22FY23: 6 loansFY23FY24: 12 loansFY2412FY25: 8 loansFY25FY26 (Oct to Jun): 3 loansFY263
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.