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SBA lenders in Concord, CA

SBA 7(a) and 504 loans to businesses in Concord (Contra Costa County), October 2021 to June 30, 2026 · Updated October 15, 2026
177
SBA loans approved
$107.3M
Total approved
$275,000
Median loan
56
Lenders active
21%
To startups

177 SBA loans worth $107.3M went to businesses in Concord, CA between October 2021 and June 2026, from 56 lenders. Huntington National Bank made the most, 13 loans. The median loan was $275,000, compared with $300,000 across California, and construction was the most financed industry.

Most active SBA lenders in Concord

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
13$2.3M$135,00062%
2U.S. Bank
Bank · Cincinnati, OH
11$3.1M$40,00018%
3Northeast Bank
Bank · Portland, ME
11$2.2M$250,0009%
4BayFirst National Bank
Bank · St. Petersburg, FL
11$1.9M$150,0009%
5Live Oak Banking
Bank · Wilmington, NC
10$10.7M$627,5000%
6Readycap Lending
Non-bank lender · Berkeley Heights, NJ
10$1.4M$50,0000%
7Wells Fargo Bank
Bank · Sioux Falls, SD
9$2.1M$25,00067%
8Newtek Bank
Bank · Miami, FL
8$4.0M$212,50025%
9Mortgage Capital Development
Certified development company · Oakland, CA
6$7.7M$1,451,5000%
10Bank of America
Bank · Charlotte, NC
6$5.4M$915,7500%
11Business Finance Capital
Certified development company · Los Angeles, CA
6$3.4M$251,5000%
12BMO Bank
Bank · Chicago, IL
4$4.2M$1,196,2500%
13First Bank of the Lake
Bank · Osage Beach, MO
4$1.9M$496,50075%
14Celtic Bank
Bank · Salt Lake City, UT
4$1.5M$150,0000%
15JPMorgan Chase Bank
Bank · Columbus, OH
4$1.0M$300,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Concord. For 504 loans the lender shown is the certified development company.

What gets financed in Concord

IndustryLoansShareMedian loanMost active lender
Construction30
17%
$245,500Business Finance Capital
Professional and technical services28
16%
$350,000Readycap Lending
Restaurants and hotels25
14%
$250,000Huntington National Bank
Health care and social assistance22
12%
$359,500Citizens Bank
Arts, entertainment and recreation13
7%
$225,000Huntington National Bank
Other services (repair, personal care)12
7%
$329,500Wells Fargo Bank
Administrative and support services11
6%
$215,000Huntington National Bank
Retail9
5%
$555,000Southwestern National Bank
Loan size mix
  • Under $150,00028%
  • $150,000 to $500,00040%
  • $500,000 to $2 million26%
  • $2 million and up6%
Compared with California
Median loan, Concord
$275,000
Median loan, California
$300,000
Startup share, Concord
21%
Startup share, California
23%
Share of state's SBA loans
0.4%

SBA loans per fiscal year in Concord

0204060FY14: 30 loansFY14FY15: 35 loansFY15FY16: 43 loansFY16FY17: 37 loansFY17FY18: 33 loansFY18FY19: 25 loansFY19FY20: 26 loansFY20FY21: 29 loansFY21FY22: 20 loansFY22FY23: 36 loansFY23FY24: 34 loansFY24FY25: 59 loansFY2559FY26 (Oct to Jun): 28 loansFY2628
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.