30 SBA loans worth $12.7M went to businesses in Desert Hot Springs, CA between October 2021 and June 2026, from 14 lenders. U.S. Bank made the most, 10 loans. The median loan was $50,000, compared with $300,000 across California, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 10 | $354K | $39,600 | 30% |
| 2 | Wells Fargo Bank Bank · Sioux Falls, SD | 4 | $60K | $15,000 | 100% |
| 3 | Business Finance Capital Certified development company · Los Angeles, CA | 3 | $2.7M | $856,000 | 33% |
| 4 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 2 | $1.4M | $705,000 | 0% |
| 5 | Northeast Bank Bank · Portland, ME | 2 | $200K | $100,000 | 0% |
| 6 | Celtic Bank Bank · Salt Lake City, UT | 1 | $5.0M | $5,000,000 | 100% |
| 7 | American Continental Bank Bank · City Of Industry, CA | 1 | $1.0M | $1,000,000 | 100% |
| 8 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 1 | $604K | $604,000 | 0% |
| 9 | CalPrivate Bank Bank · La Jolla, CA | 1 | $500K | $500,000 | 0% |
| 10 | AMPAC Tri-State CDC Certified development company · Ontario, CA | 1 | $499K | $499,000 | 0% |
| 11 | Shinhan Bank America Bank · New York, NY | 1 | $350K | $350,000 | 0% |
| 12 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 1 | $26K | $26,000 | 0% |
| 13 | JPMorgan Chase Bank Bank · Columbus, OH | 1 | $20K | $20,000 | 0% |
| 14 | Newtek Bank Bank · Miami, FL | 1 | $13K | $13,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 12 | $39,600 | U.S. Bank | |
| Restaurants and hotels | 6 | $678,000 | Northeast Bank | |
| Other services (repair, personal care) | 4 | $17,500 | U.S. Bank | |
| Wholesale trade | 2 | $925,000 | Business Finance Capital | |
| Health care and social assistance | 2 | $2,802,000 | Harvest Small Business Finance | |
| Administrative and support services | 1 | $26,000 | Lendistry SBLC | |
| Manufacturing | 1 | $13,000 | Newtek Bank | |
| Professional and technical services | 1 | $20,000 | JPMorgan Chase Bank |