125 SBA loans worth $74.9M went to businesses in Palm Desert, CA between October 2021 and June 2026, from 44 lenders. U.S. Bank made the most, 16 loans. The median loan was $350,000, compared with $300,000 across California, and professional and technical services was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 16 | $3.7M | $44,500 | 31% |
| 2 | Mortgage Capital Development Certified development company · Oakland, CA | 9 | $6.3M | $621,000 | 0% |
| 3 | Wells Fargo Bank Bank · Sioux Falls, SD | 7 | $6.6M | $548,500 | 57% |
| 4 | Zions Bank, A Division of Bank · Salt Lake City, UT | 7 | $5.2M | $416,500 | 29% |
| 5 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 7 | $1.3M | $150,000 | 0% |
| 6 | Business Finance Capital Certified development company · Los Angeles, CA | 6 | $3.9M | $649,000 | 0% |
| 7 | Newtek Bank Bank · Miami, FL | 6 | $1.4M | $110,000 | 33% |
| 8 | CDC Small Business Finance Certified development company · San Diego, CA | 5 | $7.7M | $1,411,000 | 0% |
| 9 | CDC Small Business Finance Non-bank lender · San Diego, CA | 5 | $1.1M | $227,000 | 60% |
| 10 | JPMorgan Chase Bank Bank · Columbus, OH | 4 | $1.0M | $202,000 | 25% |
| 11 | Celtic Bank Bank · Salt Lake City, UT | 4 | $721K | $150,000 | 0% |
| 12 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 3 | $3.0M | $811,700 | 0% |
| 13 | Huntington National Bank Bank · Columbus, OH | 3 | $1.8M | $500,000 | 0% |
| 14 | Bank of America Bank · Charlotte, NC | 3 | $1.3M | $315,000 | 33% |
| 15 | BayFirst National Bank Bank · St. Petersburg, FL | 3 | $650K | $150,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Professional and technical services | 17 | $150,000 | U.S. Bank | |
| Construction | 15 | $500,000 | CDC Small Business Finance | |
| Other services (repair, personal care) | 14 | $53,300 | Readycap Lending | |
| Retail | 14 | $302,000 | U.S. Bank | |
| Health care and social assistance | 14 | $591,900 | Wells Fargo Bank | |
| Restaurants and hotels | 11 | $350,000 | JPMorgan Chase Bank | |
| Real estate and rental | 9 | $548,500 | U.S. Bank | |
| Manufacturing | 9 | $552,500 | Mortgage Capital Development |